How to Make a Lasting Impact in Your Retirement

Jon Hicks discusses how retirees can create a meaningful legacy through charitable giving & volunteering and highlights the late Bernie Marcus's (co-founder of Home Depot) intention to donate 90% of his wealth with the stipulation that it must be spent within 20 years. Jon emphasizes that contribu…

Protecting Your Nest Egg: Smart Strategies For Tax Efficiency

Are you unknowingly giving away half of your retirement savings? Many hardworking individuals face higher taxes in retirement than during their working years, diminishing their carefully saved funds. This episode delves into the reality that despite earning a tax break when investing in 401ks or IR…

The Secure Act 2.0 is Bringing Changes to Your 401(k) in 2025

The 401(k) remains one of the biggest retirement savings vehicles for Americans today. But what changes are coming to your 401(k) due to the Secure 2.0 Act that Congress passed back in 2022? In this episode, Jon addresses these changes and things we can take advantage of after the new year. He also…

Being Financially Prepared for Trump’s Second Term

Are you prepared for the potential economic shifts on the horizon? In this episode, Jon delves into how Trump's economic policies could impact the markets as he returns to office. The discussion covers the historical context of market recovery from 2009 to 2015, the significant boom during Trump's …

Is Retiring Early Right For You?

Have you ever wondered if you could retire before turning 65? Jon dives into the complexities of early retirement and discusses critical factors to consider, such as the timing of Social Security benefits, the longevity of your savings, and the rising costs of healthcare. He outweighs the risks vs.…

The Reason Why Legacy & Estate Planning Matters

Jon discusses the importance of legacy and estate planning and emphasizes the need for individuals to have a will and to consider tax implications for their beneficiaries. The discussion also touches on the significance of making informed decisions about wealth management to ensure that one's legac…

Protecting Your Life Savings in Retirement

Jon discusses essential strategies for retirement planning, focusing on tax opportunities, asset allocation, and the importance of having a comprehensive financial plan. He highlights the increasing number of retirees and the need for effective tax strategies to protect savings. Jon emphasizes the…

Mastering Tax Strategies for Retirement

Jon discusses tax loss harvesting and the complexities of tax codes. He emphasizes the importance of professional guidance from CPAs and tax attorneys to navigate the intricate tax landscape. Through real-life examples, Jon illustrates how proper tax planning can significantly reduce tax liabiliti…

Gold Bars From Costco: A Modern Investment Strategy?

Jon discusses the merits and risks of investing in gold, particularly through unconventional means like purchasing gold bars from Costco. He reflects on the current market trends, the importance of understanding the value of tangible assets, and the implications of cryptocurrency as a modern invest…

Finding Purpose in Retirement Beyond Work

Jon emphasizes the importance of understanding what to ask about retirement savings and the realities of retirement timing. He highlights the need for individuals to find purpose beyond their careers and introduces the concept of front-loading retirement to maximize enjoyment in the early years of …