What happens if retirement arrives before you're ready? This episode from this past weekend’s radio show explores how unexpected life events, job loss, health challenges, and changing priorities can reshape retirement plans. Jon Hicks discusses real-world cases of workers forced into early retirement, strategies for handling Social Security decisions, and ways to avoid costly tax mistakes. The conversation also covers Roth conversion opportunities, retirement income planning, and why many people may be closer to retirement than they realize.

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