Could the upcoming midterm elections create more market volatility than investors expect? In this episode, Jon Hicks discusses how markets often react to uncertainty surrounding election years and why retirement planning should focus on preparation rather than predictions. Using a "roof on the house" analogy, he explains the importance of stress testing a portfolio, understanding potential risks, and building a plan designed to account for a variety of market conditions. The conversation explores historical market trends during midterm election years and why clarity, not politics, is often what drives market behavior.

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