What matters more than predicting the next market correction? Having a plan for when it arrives. From this past weekend’s radio show, Jon Hicks discusses why investors often spend too much time focusing on market forecasts and not enough time preparing for downturns. He explains the importance of income planning, portfolio protection strategies, account consolidation, and tax efficiency. The conversation also covers required minimum distributions (RMDs), how taxes can compound in retirement, and why proactive planning may help retirees better understand the impact of market volatility and future tax obligations.

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