

Can Saving Too Much for Retirement Cost You More?
Think saving more for retirement automatically puts you ahead? It could also trigger higher taxes, larger Medicare premiums, and unexpected income challenges. Rick Hughes breaks down how required minimum distributions (RMDs), Social Security taxation, IRMAA surcharges, and capital gains can impac…

The Risk Retirees Can’t Afford to Ignore
What happens when a market that always seems to bounce back finally doesn’t? Granger Hughes discusses why today’s strong market gains can create a false sense of security for retirees and pre-retirees. He explains the importance of preparing for downturns instead of predicting them, why income mat…

The Retirement Risk That Has Nothing to Do With Picking Stocks
What if the biggest threat to your retirement isn’t a market crash, but the timing of one? Granger Hughes breaks down sequence of returns risk and why market losses early in retirement can have a lasting impact on income and lifestyle. He discusses strategies for creating predictable retirement in…

Buying the Dip: Opportunity or Retirement Risk?
Is buying the dip a smart investing move or a hidden risk for retirees? Granger Hughes breaks down why market pullbacks can create opportunities, but also why retirement investors need a different strategy than younger savers. He discusses concentration risk in today’s market, the impact of the M…

Are You Too Frugal to Enjoy Retirement?
What if the biggest retirement mistake isn’t spending too much, but being too afraid to enjoy what you’ve saved? Granger Hughes discusses why many retirees struggle to spend confidently, how market volatility can affect decision-making, and why retirement planning goes beyond investment returns. …

The Hidden Retirement Risk Most Investors Overlook
What if the biggest threat to your retirement isn’t the market, it’s the decisions you make when volatility strikes? In this episode, Granger Hughes sits down with Brad Jenkins, Chief Investment Officer at Market Guard, to discuss managing investment risk without abandoning growth opportunities. …

Is SpaceX Already Hiding in Your Retirement Portfolio?
Could your retirement portfolio already own SpaceX—and are you taking more risk than you realize? This week on The Retirement Playbook, Rick Hughes explores why looking under the hood of your investments matters, especially as new companies enter major indexes. He discusses balancing growth opport…

Is Emotion the Real Risk in Your Retirement Plan?
What if the biggest threat to your retirement portfolio isn’t the market, it’s the emotional decisions you make during market swings? Granger Hughes explores why trying to time the market can be especially risky in retirement and how investors can pursue growth while managing risk. Joined by Brad …

Grow Without the Guesswork: Smart Investing in Volatile Markets
Granger Hughes sits down with Brad Jenkins, of MarketGuard, to break down how investors can pursue long-term growth without losing sight of risk. The conversation dives into the role of disciplined, rules-based investing, why tax efficiency can have a major impact on real returns, and how personali…

The Hidden Risk Behind Chasing the Next Big Investment
Chasing the next big thing can feel exciting, but is it helping or hurting your retirement plan? This episode explores the fine line between speculation and strategy, from IPO hype to the fear of missing out. The conversation shifts to building a flexible income plan using tax diversification, mul…