One overlooked conversation can quietly reshape your entire retirement.
In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the real-world dynamics that influence retirement decisions long before the paperwork is signed. They explore why spousal involvement matters, how income sources fit together, and what taxes and required minimum distributions can mean over time. The discussion also touches on healthcare planning, longevity, and the emotional weight behind choices like when to claim Social Security. Rather than focusing on formulas alone, Rick and Granger look at the human side of retirement—how clarity, communication, and context shape confident decisions. The result is a broader view of retirement planning that reflects both the numbers and the lives behind them.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.