Where Should Your Money Live in Retirement? The Three‑World Framework

How much cash is too much when you’re heading into retirement? In this episode, Steve Standley breaks down why sitting on excess cash can quietly work against you—and how to think more clearly about where your money actually belongs. Using Warren Buffett’s perspective as a starting point, Steve exp…

Are You About to Fumble Your Retirement at the Goal Line?

Are you at risk of fumbling your retirement just before the goal line? This episode of The Retirement Paycheck Show with Steve Standley reveals why the five to ten years before and after retirement are critical for avoiding costly mistakes. Learn how to dial in your risk tolerance, build a reliable…

The Three New‑Year Must‑Dos Every Retiree Should Know

Taxes may be the biggest surprise waiting for you in retirement—and they don’t go away when your paycheck does. In this episode, Steve Standley breaks down the top three priorities retirees should focus on as a new year begins, including how tax laws, RMDs, Social Security taxation, and IRMAA can q…

Retirement Risks, Survivor Benefits, and the Truth About Medicare IRMA with Heather Schreiber

Social Security isn’t a one-size-fits-all decision—and the wrong move can echo for decades. In this episode, Steve Standley and guest Heather Schreiber break down why timing, tax strategy, and survivor benefits matter so much for your retirement paycheck. Learn how rules of thumb can mislead, why p…

Best Of: Retirement Paycheck: Turning Savings into Stability

What if your biggest retirement worry isn’t how much you’ve saved, but how you’ll turn it into income you can count on? Steve Standley explores the emotional and financial shift from asset accumulation to income planning, sharing real stories and practical strategies for building a retirement paych…

Best Of: Can You Save Too Much for Retirement?

Is it possible to save too much for retirement—and what happens if you do? This episode of The Retirement Paycheck Show with Steve Standley explores the balance between diligent saving and enjoying life, the risks of relying only on asset accumulation, and why income planning is the real key to eff…

Why Retirement Needs a Simpler Plan

Sometimes the biggest risk to your retirement isn’t the market, but a portfolio that’s too complex to manage or one that is missing a true income plan. In this episode, Steve Standley explains why simplifying your accounts, consolidating old 401(k)s, and focusing on lifetime income can make all the…

Retirement Rules Are Broken: What Works Now?

What if the rules you’ve always heard about retirement—like the 4% withdrawal rule or retiring at 65—no longer fit today’s reality? In this episode, Steve Standley breaks down why outdated formulas can put your future at risk and explains how longevity, inflation, and market cycles demand a new app…

Best Of: Retirement: Planning for Freedom, Not Just an Exit

What if retirement isn’t about stopping work, but having the freedom to choose your next move? Steve Standley shares why planning for retirement is essential—even if you love your job—and how unexpected changes can force your hand. Ready for your Retirement Paycheck? Connect with Steve today.

Best Of: Retirement Paycheck: Turning Savings into Stability

What if your biggest retirement worry isn’t how much you’ve saved, but how you’ll turn it into income you can count on? Steve Standley explores the emotional and financial shift from asset accumulation to income planning, sharing real stories and practical strategies for building a retirement paych…