How much cash is too much when you’re heading into retirement? In this episode, Steve Standley breaks down why sitting on excess cash can quietly work against you—and how to think more clearly about where your money actually belongs. Using Warren Buffett’s perspective as a starting point, Steve explains the “three worlds” of retirement assets: banks, insurance, and the market. He shares how balance, timing, and personal goals drive smarter decisions, and why building a plan before the next market shift matters more than chasing past returns.

Ready for your Retirement Paycheck? Connect with Steve today.