Is procrastination quietly sabotaging your financial future? This episode of Real Retirees of New Jersey dives into how delaying decisions can cost you—especially when it comes to retirement planning, debt, and cash flow. Hosts Randy and Peggy Fisher share candid stories, practical strategies for setting goals, and advice for all ages on overcoming analysis paralysis. From holiday distractions to property tax hikes, discover why taking action now matters more than ever.

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