The Real Difference Between Rich and Wealthy

This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the differences between being rich and being wealthy, emphasizing the importance of long-term financial security over temporary wealth. They explore the concept of portfolio management, highlighting the need for an 'X-ray po…

The Personal Touch in Financial Planning

In this episode of The Real Retirees of New Jersey, Randy & Peggy Fisher discuss their mission to help clients retire once and retire right. They emphasize the importance of personal relationships with clients, the emotional aspects of financial planning, and the proactive approach they take in man…

Navigating Retirement: Understanding Fees and Planning

This week on Real Retirees of New Jersey, Peggy & Randy Fisher discuss various aspects of retirement planning, including the implications of unexpected fees, the importance of budgeting, and the need for purpose in retirement. They share insights on how hidden fees can erode retirement savings and …

The Changing Landscape of Retirement

In this episode of The Real Retirees of New Jersey, Peggy & Randy Fisher share their recent trip to Ave Maria, Florida, exploring the vibrant retirement community and discussing the evolution of retirement planning. They emphasize the importance of financial planning in today's world, where traditi…

Navigating Family Dynamics in Retirement Planning

This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the complexities of retirement planning, particularly in relation to family dynamics. They explore the challenges of supporting adult children financially, the concept of 'lazy money' that sits idle in accounts, and the impo…

Love and Finance

In this engaging episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their unique love story, their journey in the financial industry, and the dynamics of working together as a married couple. They discuss the challenges and rewards of being business partners, the importa…

The Emotional Side of Investing

In this episode of The Real Retirees of New Jersey, Randy and Peggy Fisher discuss the current state of retirement planning amidst market volatility. They emphasize the importance of a non-emotional approach to investing, particularly in relation to 401(k) strategies. The conversation also touches …

The Cookie-Cutter Approach: Why It Doesn't Work

This week, Peggy and Randy Fisher discuss the complexities of financial advice from popular gurus, the pitfalls of cookie-cutter financial strategies, and the importance of personalized retirement planning. They explore the evolution of retirement, the dynamics of family financial support, and the …

Preparing for the Unexpected in Retirement

In this episode of The Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss various aspects of retirement planning, including upcoming workshops, the impact of political and economic news on financial decisions, the importance of life insurance, and preparing for unexpected medical exp…

Unlocking the Power of Annuities

This week, Randy and Peggy Fisher discuss the importance of annuities in retirement planning. They explore how annuities provide guaranteed income, protect against longevity risk, and offer tax benefits. The conversation also touches on common misconceptions about annuities, their role in financial…