Navigating Retirement: Understanding Fees and Strategies

This week on The Real Retirees of New Jersey, Randy and Peggy Fisher discuss essential aspects of retirement planning, focusing on the importance of understanding hidden fees in retirement accounts, the value of a portfolio x-ray, and the differences between active and passive investing. They empha…

The Financial Landscape: Taxes, Social Security, and More

In this episode of The Real Retirees of New Jersey, Peggy and Randy Fisher discuss the pressing concerns of retirees, including taxes, social security, and the importance of hiring a financial advisor. They emphasize the impact of hidden fees on investments and the misconceptions surrounding retire…

Retirement Adventures: Planning for Your Future

This week, hosts Peggy and Randy Fisher discuss the importance of personalized retirement planning. They emphasize that retirement is unique to each individual and explore various stages of financial planning, including accumulation, preservation, and distribution phases. The conversation highlight…

Navigating Retirement: The Accumulation and Preservation Phases

In this episode of The Real Retirees of New Jersey, hosts Peggy & Randy Fisher discuss the various stages of retirement planning, focusing on the accumulation and preservation phases. They share personal experiences, including a fun yacht rock weekend, and emphasize the importance of starting to sa…

Finding and Utilizing Dead Money in Your Portfolio

This week, Peggy and Randy Fisher discuss various financial topics, including the pros and cons of gift cards, the concept of 'dead money' in portfolios, the importance of life insurance, and the necessity of having an emergency fund. They emphasize the significance of income planning for retiremen…

The Role of Travel in Retirement Planning

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their recent experiences at a Sandals resort in Antigua, reflecting on the importance of financial planning for retirement. They discuss the demographics of vacationers, emphasizing how many retirees are enjoying…

Preparing for the Unexpected: Financial Planning Essentials

This week, Peggy & Randy Fisher discuss the importance of financial planning in the face of terminal illness. They share personal stories and insights on how to prepare for unexpected life events, emphasizing the need for proper documentation, beneficiary arrangements, and emotional support for sur…

Navigating the New Year: Financial Strategies for Success

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss essential strategies for the new year, including the importance of updating financial information and beneficiaries. They emphasize the value of second opinion services for those feeling neglected by larger fir…

Navigating Retirement: Strategies for Success

This week, Peggy and Randy Fisher discuss various aspects of retirement planning, including how to prepare for job loss, the implications of early retirement, and the importance of financial control. They emphasize the need for proper planning and the benefits of seeking financial advice. The conve…

The Gift of Financial Clarity: Understanding Fees

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss various aspects of retirement planning, including the importance of understanding hidden fees in investment portfolios, strategies for reducing those fees, and the role of annuities in providing a stable income…