


The Real Retirees of New Jersey
Playlist by The Real Retirees of New Jersey
Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage f…Follow the podcast:
105 clip(s) in playlist

Is Procrastination Quietly Threatening Your Retirement?
The biggest threats to retirement may be hiding in plain sight. Randy & Peggy Fisher examine how inflation, the national debt, procrastination, and emotional investing can quietly disrupt a financial plan. They discuss the pressure rising costs can place on a fixed income, why retirement decisions …
20:02Clean
The Retirement Villain Hiding in Plain Sight
What if one of retirement’s biggest villains is hiding inside your own savings? Randy and Peggy Fisher examine how taxes can complicate IRA withdrawals, RMDs, inheritances, and life after the loss of a spouse. They also discuss why tax preparation and proactive tax planning aren’t the same thing, a…
19:40Clean
Will Your Retirement Paycheck Survive Your Spouse?
What happens when the retirement paycheck suddenly disappears? Randy & Peggy Fisher explore why predictable income can influence how confidently retirees spend their savings. They discuss Social Security, pensions, annuities, survivor income, and the lasting consequences of choosing the wrong pensi…
20:05Clean
Is DIY Retirement Planning Riskier Than It Looks?
Managing your own retirement money can feel empowering until emotion, concentration, or hidden costs take control. Randy & Peggy Fisher break down the potential benefits and drawbacks of do-it-yourself retirement planning. They discuss investor overconfidence, chasing returns, technology, fees, div…
23:14Clean
The Million-Dollar Retirement Myth
Do you really need a million dollars to retire, or do you need the right income plan? Randy Fisher & Peggy Fisher break down why retirement is less about chasing a magic number and more about matching income to lifestyle, expenses, health, Social Security timing, and personal goals. The conversatio…
24:09Clean
Are You Investing—or Just Gambling?
When does investing cross the line into gambling with your future? Randy & Peggy Fisher discuss online gambling, casino habits, sports betting, crypto, IPO excitement, and the emotional traps that can affect retirement decisions. They explain why “fun money” needs boundaries, how FOMO can lead inve…
27:32Clean
Are You Ready to Retire—or Just Hoping?
Hope is not a retirement strategy. Randy Fisher & Peggy Fisher discuss the difference between hoping retirement works and knowing it works. From income planning and market risk to retirement readiness and long-term sustainability, they explore what financial independence really means and how invest…
21:01Clean
Financial Independence Means Protecting Your Money Too
One online mistake can jeopardize decades of savings. Randy & Peggy Fisher discuss financial independence, retirement security, and real-world scams targeting retirees. They explain why active financial relationships matter and share practical ideas for protecting retirement assets from fraud and f…
24:24Clean
Inside Mar-a-Lago: What It Reveals About Money and Power
What really happens behind the gates of Mar-a-Lago—and what does it mean for your financial future? Randy and Peggy Fisher share firsthand insights from an exclusive event, mixing personal stories with conversations around long-term investing, economic strategy, and retirement planning discipline. …
24:18Clean
From Mar-a-Lago to Your Money Plan
What does a once-in-a-lifetime experience reveal about money, mindset, and opportunity? Randy and Peggy Fisher reflect on their trip to Mar-a-Lago while connecting it to broader conversations about discipline, work ethic, and financial independence. The discussion ties personal experience to the re…
24:37Clean