

The Costly Assumption Behind Claiming Social Security Early
Is Social Security really going broke, and does that mean you should take it as soon as possible? In this episode, Randy and Peggy Fisher unpack one of the most common—and emotional—retirement misconceptions. They discuss how Social Security is funded, what could change in the future, and why rushi…

The Scams Retirees Are Falling for Right Now (Part 2)
Scam tactics keep changing—and retirees are right in the crosshairs. In part two of this conversation, Randy and Peggy Fisher walk through the most common scams gaining traction in 2026, including fake law enforcement calls, jury duty threats, employment scams, and phishing emails. This episode foc…

The Scams Retirees Are Falling for Right Now (Part 1)
Scams aren’t getting sloppier—they’re getting smarter. Randy and Peggy Fisher break down the latest scams targeting retirees, including fake lottery wins, genealogy letters, tech support traps, and AI‑driven impersonations. Drawing from real client stories and current AARP findings, the conversatio…

Gold, Headlines, and Common Sense
Gold bars, late‑night commercials, and common sense collide in this candid retirement conversation. Randy & Peggy Fisher break down why commodities often spark emotional decisions, how diversification really works, and why balance matters more than headlines. Along the way, humor and real‑world exa…

When the News Panics but the Market Doesn’t
What happens when headlines scream panic, gas prices jump overnight, and everyone assumes the worst for their money? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher cut through the noise surrounding geopolitical tension, market volatility, and rising energy costs. They unpack…

The Social Security Decision No One Warns You About
What if waiting for “the perfect time” to take Social Security costs you the years you can never get back? Randy and Peggy Fisher break down real-life tradeoffs around Social Security timing, Medicare costs, COLA changes, and why bigger checks don’t always mean better outcomes. The conversation ble…

The One‑Hour Fixes That Add Up in Retirement
Small money decisions can quietly shape your entire retirement. This episode dives into practical financial fixes that can be tackled in under an hour—from insurance reviews and unclaimed assets to Social Security account mistakes that can cause major headaches. Randy and Peggy Fisher keep it real,…

Is the American Dream Dying—or Just Changing?
What if the real threat to the American Dream isn’t money—but mindset? In this candid and fiery episode, Randy and Peggy Fisher unpack shifting generational values, rising costs, entitlement culture, and the financial discipline needed to build a stable future. Through humor, sharp commentary, and …

Snowstorms, Scams, and Smart Money Moves
What happens when a “quick snowstorm” turns into a lesson in financial preparedness? In this lively episode, Randy and Peggy Fisher blend humor, real‑life chaos, and practical money wisdom to show how small habits can make a big financial difference. From navigating winter hype, to protecting your …

Should You Pay for a Grandchild You Never See?
Should grandparents contribute when the relationship is distant? Randy and Peggy Fisher dive into the emotional and financial layers of family giving, 529 plans, responsibility, boundaries, and expectations. Blending humor with real-life experiences, they help listeners navigate tricky legacy decis…