

When Financial Advice Doesn’t Clock Out
Financial planning doesn’t always happen during office hours. This episode with Randy & Peggy Fisher highlights the hands-on approach of working with clients through real-life situations—from late-night questions to major financial decisions—while emphasizing how personalized guidance shapes long-t…

The Retirement Fear Everyone Feels
Running out of money remains one of the biggest retirement concerns. This episode with Randy & Peggy Fisher focuses on building reliable income streams and understanding the transition from earning a paycheck to creating one in retirement. For more information visit www.therealretireesofnewjersey.…

Why Retirement Feels Harder Than Ever
Retirement isn’t always about leaving work—it’s about figuring out who you are without it. This episode with Randy & Peggy Fisher dives into why some never want to retire, how fear and habit shape decisions, and why the “red zone” is shifting earlier. It also explores market risk near retirement an…

The Hidden Risk of Doing Nothing With Your Money
What if the biggest risk to your retirement isn’t the market—but hesitation? This episode with Randy & Peggy Fisher explores why many adults delay financial decisions and how second opinions can reveal gaps in planning. The conversation highlights the difference between transactional advice and a h…

The Big Retirement Myth That Trips People Up
Retirement planning involves far more than picking investments—and this episode explains why that belief causes problems. Randy and Peggy Fisher continue their discussion on common retirement myths, focusing on the idea that retirement is only about money in the market. They dig into income plannin…

The Costly Assumption Behind Claiming Social Security Early
Is Social Security really going broke, and does that mean you should take it as soon as possible? In this episode, Randy and Peggy Fisher unpack one of the most common—and emotional—retirement misconceptions. They discuss how Social Security is funded, what could change in the future, and why rushi…

The Scams Retirees Are Falling for Right Now (Part 2)
Scam tactics keep changing—and retirees are right in the crosshairs. In part two of this conversation, Randy and Peggy Fisher walk through the most common scams gaining traction in 2026, including fake law enforcement calls, jury duty threats, employment scams, and phishing emails. This episode foc…

The Scams Retirees Are Falling for Right Now (Part 1)
Scams aren’t getting sloppier—they’re getting smarter. Randy and Peggy Fisher break down the latest scams targeting retirees, including fake lottery wins, genealogy letters, tech support traps, and AI‑driven impersonations. Drawing from real client stories and current AARP findings, the conversatio…

Gold, Headlines, and Common Sense
Gold bars, late‑night commercials, and common sense collide in this candid retirement conversation. Randy & Peggy Fisher break down why commodities often spark emotional decisions, how diversification really works, and why balance matters more than headlines. Along the way, humor and real‑world exa…

When the News Panics but the Market Doesn’t
What happens when headlines scream panic, gas prices jump overnight, and everyone assumes the worst for their money? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher cut through the noise surrounding geopolitical tension, market volatility, and rising energy costs. They unpack…