No new taxes. Free GP visits. Cheaper public transport. Solar subsidies. KiwiSaver changes.

The election promises are coming thick and fast — but what will they actually mean for your finances?

On The Prosperity Project, Katie Bradford joins Nadine Higgins to unpack how the major parties’ policies could affect your wallet, from tax and rates to KiwiSaver, student loans, solar panels, small businesses and the cost of funding New Zealand’s infrastructure.

Because however appealing the promises sound, there’s one unavoidable question: who ultimately pays for them?

No new taxes. Free GP visits. Cheaper public transport. Solar subsidies. KiwiSaver changes.
The election promises are coming thick and fast &mdash; but what will they actually mean for your finances?
On The Prosperity Project, Katie Bradford joins Nadine Higgins to unpack how the major parties&rsquo; policies could affect your wallet, from tax and rates to KiwiSaver, student loans, solar panels, small businesses and the cost of funding New Zealand&rsquo;s infrastructure.
Because however appealing the promises sound, there&rsquo;s one unavoidable question: who ultimately pays for them?

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.  

Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz 

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.&nbsp;&nbsp;
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email <a href="mailto:nadine.higgins@nzme.co.nz">nadine.higgins@nzme.co.nz</a>&nbsp;

The Prosperity Project

Who really pays for election promises?

Could a $5,000 investment at birth help set every New Zealander up for retirement?

Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into the system.

They also discuss the trade-offs around first-home withdrawals, who ultimately pays for higher contributions, and why Whineray wants KiwiSaver access protected from changes to the pension age.

Could a $5,000 investment at birth help set every New Zealander up for retirement?
Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into the system.
They also discuss the trade-offs around first-home withdrawals, who ultimately pays for higher contributions, and why Whineray wants KiwiSaver access protected from changes to the pension age.

What would a better KiwiSaver actually look like?

Think you know where your money goes? Small, everyday purchases can add up to a very different picture — and cancelling a subscription might only be the start.

Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. They discuss setting realistic goals, identifying spending that doesn’t match your priorities, and using automatic payments to keep your savings on track.

Plus, how to approach mortgage repayments, why insurance needs change over time, what to review in your KiwiSaver, and why chasing shortcuts can put you further behind.

Think you know where your money goes? Small, everyday purchases can add up to a very different picture &mdash; and cancelling a subscription might only be the start.
Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. They discuss setting realistic goals, identifying spending that doesn&rsquo;t match your priorities, and using automatic payments to keep your savings on track.
Plus, how to approach mortgage repayments, why insurance needs change over time, what to review in your KiwiSaver, and why chasing shortcuts can put you further behind.

Why your budget isn’t working

Can likes and followers turn into a full-time income?

On The Prosperity Project, Nadine talks to talent manager Molly about the business behind social media influencing, from brand deals worth thousands to valuable freebies and the work that goes into every post.

They explore how creators earn money, why going viral doesn’t guarantee a lasting career, and what happens when the algorithm changes or the offers dry up.

Can likes and followers turn into a full-time income?
On The Prosperity Project, Nadine talks to talent manager Molly about the business behind social media influencing, from brand deals worth thousands to valuable freebies and the work that goes into every post.
They explore how creators earn money, why going viral doesn&rsquo;t guarantee a lasting career, and what happens when the algorithm changes or the offers dry up.

Who really pays for election promises?

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