The Prosperity Project
The Prosperity Project
The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous. Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz
What would a better KiwiSaver actually look like?
Could a $5,000 investment at birth help set every New Zealander up for retirement? Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into…
32:01
Why your budget isn’t working
Think you know where your money goes? Small, everyday purchases can add up to a very different picture — and cancelling a subscription might only be the start. Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. The…
30:48
How much money do influencers really make?
Can likes and followers turn into a full-time income? On The Prosperity Project, Nadine talks to talent manager Molly about the business behind social media influencing, from brand deals worth thousands to valuable freebies and the work that goes into every post. They explore how creators earn mo…
29:40
The breakup myths that could cost you half your home
If the house is in your name, is it yours? If you keep separate accounts, are your finances really separate? And what happens when an inheritance goes towards the mortgage? On The Prosperity Project, lawyer and founder of Succession NZ Holly Egerton unpacks common misconceptions about relationship…
28:23
Before you buy a business, check what you’re really getting
Buying an established business can give you customers, systems and revenue from day one. But how do you know whether the asking price reflects what you’ll actually earn? On The Prosperity Project, Nadine talks to The Comic Accountant Sam Harith about the checks to make before buying a business. Th…
34:02
The budgeting service that takes control of your pay
What if, instead of trying to stick to a budget yourself, you handed over your pay and let someone else manage it? Australian budgeting service MyBudget has launched in New Zealand, offering to receive clients’ income into a trust account, pay their bills, put money aside for future expenses and s…
32:50
If you lose capacity, who actually makes your decisions?
If you suddenly became unable to make your own decisions, would your spouse or family automatically be able to step in? Not necessarily. An enduring power of attorney allows someone you trust to manage your finances or make decisions about your personal care and welfare if you can’t. Without one,…
31:26
Who really pays for election promises?
No new taxes. Free GP visits. Cheaper public transport. Solar subsidies. KiwiSaver changes. The election promises are coming thick and fast — but what will they actually mean for your finances? On The Prosperity Project, Katie Bradford joins Nadine Higgins to unpack how the major parties’ policie…
35:37
The home-buying red flags you can’t afford to ignore
Buying a home used to mean checking the LIM, getting a builder’s report and sorting the mortgage. But natural hazards, insurance restrictions and increasingly complex property issues mean buyers now have much more to consider. Solicitor and Landley Law director Sue Foley joins Nadine Higgins to ex…
32:22
How to know if your KiwiSaver is working for you
How often should you review your KiwiSaver — and what should you actually be looking at? In this episode of The Prosperity Project, we talk through what matters when reviewing your KiwiSaver, from your retirement goals and contribution levels to fees, fund types and provider performance. Financia…
29:54