Think you know where your money goes? Small, everyday purchases can add up to a very different picture — and cancelling a subscription might only be the start.

Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. They discuss setting realistic goals, identifying spending that doesn’t match your priorities, and using automatic payments to keep your savings on track.

Plus, how to approach mortgage repayments, why insurance needs change over time, what to review in your KiwiSaver, and why chasing shortcuts can put you further behind.