Amid the soaring cost of everything from butter and cheese to rates and insurance, tips on how to trim your budget abound. But once that budget's cut to the quick, the only alternative is to earn more.

While the need for side hustles can be controversial, Tracy Hemingway – who used them to escape $94,000 of debt and buy her first home in just four years – says they can serve a purpose short term. Now a financial advisor and mortgage broker known as the Debt Free Diva, Tracy joins Nadine Higgins to talk about her side hustle experience and share tips for those wanting to bring in some extra cash.

If you have a question you want answered, or a financial story to share, get in touch at nadine.higgins@nzme.co.nz