The Reserve Bank can hold the OCR steady, so why can longer-term mortgage rates still move? On The Prosperity Project, Nadine Higgins talks to Matt Logan, portfolio manager at Fisher Funds, about what rising US bond yields mean for Kiwi borrowers and savers.

They also look at how Big Tech is borrowing to build AI data centres, and whether rising borrowing costs could slow the boom.

The Reserve Bank can hold the OCR steady, so why can longer-term mortgage rates still move? On The Prosperity Project, Nadine Higgins talks to Matt Logan, portfolio manager at Fisher Funds, about what rising US bond yields mean for Kiwi borrowers and savers.
They also look at how Big Tech is borrowing to build AI data centres, and whether rising borrowing costs could slow the boom.

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.  

Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz 

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.&nbsp;&nbsp;
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email <a href="mailto:nadine.higgins@nzme.co.nz">nadine.higgins@nzme.co.nz</a>&nbsp;

The Prosperity Project

Why global bond markets matter for your mortgage

Could paying for an electric vehicle out of your pre-tax salary make switching more affordable?

Mike Casey joins Nadine Higgins on The Prosperity Project to explain his proposal for an Australian-style EV leasing scheme, how it could work through employers and why he believes it would help more New Zealanders cut their transport costs.

They also discuss battery life, road user charges, depreciation and charging on longer trips — and when keeping the petrol car already in your driveway might still be the cheapest option.

Could paying for an electric vehicle out of your pre-tax salary make switching more affordable?
Mike Casey joins Nadine Higgins on The Prosperity Project to explain his proposal for an Australian-style EV leasing scheme, how it could work through employers and why he believes it would help more New Zealanders cut their transport costs.
They also discuss battery life, road user charges, depreciation and charging on longer trips &mdash; and when keeping the petrol car already in your driveway might still be the cheapest option.

Could your next car come out of your pre-tax pay?

Could a $5,000 investment at birth help set every New Zealander up for retirement?

Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into the system.

They also discuss the trade-offs around first-home withdrawals, who ultimately pays for higher contributions, and why Whineray wants KiwiSaver access protected from changes to the pension age.

Could a $5,000 investment at birth help set every New Zealander up for retirement?
Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into the system.
They also discuss the trade-offs around first-home withdrawals, who ultimately pays for higher contributions, and why Whineray wants KiwiSaver access protected from changes to the pension age.

What would a better KiwiSaver actually look like?

Think you know where your money goes? Small, everyday purchases can add up to a very different picture — and cancelling a subscription might only be the start.

Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. They discuss setting realistic goals, identifying spending that doesn’t match your priorities, and using automatic payments to keep your savings on track.

Plus, how to approach mortgage repayments, why insurance needs change over time, what to review in your KiwiSaver, and why chasing shortcuts can put you further behind.

Think you know where your money goes? Small, everyday purchases can add up to a very different picture &mdash; and cancelling a subscription might only be the start.
Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. They discuss setting realistic goals, identifying spending that doesn&rsquo;t match your priorities, and using automatic payments to keep your savings on track.
Plus, how to approach mortgage repayments, why insurance needs change over time, what to review in your KiwiSaver, and why chasing shortcuts can put you further behind.

Why global bond markets matter for your mortgage

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