We hear a lot about how we need to save for retirement, but less is known about how to make that money last once you need to start drawing on it. 

Tom Hartmann from the Retirement Commission joins Nadine to talk about Sorted's Retirement Navigator. The new tool processes customisable values in order to help those nearing retirement (or already there) figure out how much they have to live on and for how long.

We hear a lot about how we need to save for retirement, but less is known about how to make that money last once you need to start drawing on it.&nbsp; Tom Hartmann from the Retirement Commission joins Nadine to talk about Sorted's <a href="https://sorted.org.nz/tools/retirement-navigator/">Retirement Navigator</a>.&nbsp;The new tool processes customisable values in order to help those nearing retirement (or already there) figure out how much they have to live on and for how long.

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.  

Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz 

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.&nbsp;&nbsp;
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email <a href="mailto:nadine.higgins@nzme.co.nz">nadine.higgins@nzme.co.nz</a>&nbsp;

The Prosperity Project

The art of spending in retirement

Financial mentor David Very joins Nadine Higgins to unpack why 2025 hit so many New Zealanders so hard—and whether 2026 will bring any real relief. From high-income earners stretched by huge mortgages to pensioners squeezed by rising costs, he explains why financial stress is now cutting across every part of society. David breaks down where to start when you’re underwater, what actually works when tackling debt, the traps in consolidation and balance transfers, how to negotiate with lenders, and why KiwiSaver hardship should stay a last resort. If this year knocked you around, this episode helps you map a realistic way back to stability.

Financial mentor David Very joins Nadine Higgins to unpack why 2025 hit so many New Zealanders so hard&mdash;and whether 2026 will bring any real relief. From high-income earners stretched by huge mortgages to pensioners squeezed by rising costs, he explains why financial stress is now cutting across every part of society. David breaks down where to start when you&rsquo;re underwater, what actually works when tackling debt, the traps in consolidation and balance transfers, how to negotiate with lenders, and why KiwiSaver hardship should stay a last resort. If this year knocked you around, this episode helps you map a realistic way back to stability.

Is 2026 the year we finally catch a break?

BusinessDesk journalist Maria Slade joins Nadine to discuss her new investigative podcast, The Fall of the House of Du Val, which details how the company collapsed and what it reveals about the country’s investment rules.

Listen to The Fall of The House of Du Val on iHeartRadio, Spotify, Apple or wherever you get your podcasts.

BusinessDesk journalist Maria Slade joins Nadine to discuss her new investigative podcast,&nbsp;The Fall of the House of Du Val, which details how the company collapsed and what it reveals about the country&rsquo;s investment rules.
Listen to The Fall of The House of Du Val on <a href="https://www.iheart.com/podcast/1049-the-fall-of-the-house-of-309332092/">iHeartRadio</a>, <a href="https://open.spotify.com/show/3AgkGNyNlqHhqB1n3MHOm9?si=15678a12dc5443aa">Spotify</a>, <a href="https://podcasts.apple.com/nz/podcast/the-fall-of-the-house-of-du-val/id1856160144">Apple</a> or wherever you get your podcasts.

What we can learn about investing from the fall of Du Val

Think paying off the family home will have you sorted for retirement? That might have been a solid plan once upon a time, but times have changed and and perhaps your retirement plan should change too. 

Michael Vincent, mortgage director at Lighthouse Financial, joins Nadine to talk the dangers of relying on your house to look after you in later life, and what you should be doing instead. 

Think paying off the family home will have you sorted for retirement? That might have been a solid plan once upon a time, but times have changed and and perhaps your retirement plan should change too.&nbsp;
Michael Vincent, mortgage director at Lighthouse Financial, joins Nadine to talk the dangers of relying on your house to look after you in later life, and what you should be doing instead.&nbsp;

The art of spending in retirement

In 1 playlist(s)

The Prosperity Project

Social links

Follow podcast

Recent clips