Recent cuts to the Official Cash Rate and the potential for more to come will be a relief for many borrowers, but the real game changer in getting mortgage free faster isn’t the interest rate.

Shelley Palman, financial advisor at enableMe, joins Nadine to share the tips that could see you saying goodbye to your mortgage sooner. 

Recent cuts to the Official Cash Rate and the potential for more to come will be a relief for many borrowers, but the real game changer in getting mortgage free faster isn&rsquo;t the interest rate.
Shelley Palman, financial advisor at enableMe, joins Nadine to share the tips that could see you saying goodbye to your mortgage sooner.&nbsp;

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.  

Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz 

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.&nbsp;&nbsp;
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email <a href="mailto:nadine.higgins@nzme.co.nz">nadine.higgins@nzme.co.nz</a>&nbsp;

The Prosperity Project

The secret to getting mortgage-free faster (and it’s not rate cuts)

When news of events like the war in Iran hit share markets – everyday investors often act on instinct, but what do professional investors do? This week, Nadine is joined by Sam Dickie, a senior portfolio manager at Fisher Funds. Together they talk through what happens to investing when the world is on fire.

The Prosperity Project is now available on video! Watch now on nzherald.co.nz or YouTube

When news of events like the war in Iran hit share markets &ndash; everyday investors often act on instinct, but what do professional investors do? This week, Nadine is joined by Sam Dickie, a senior portfolio manager at Fisher Funds. Together they talk through what happens to investing when the world is on fire.
The Prosperity Project is now available on video! Watch now on <a href="https://www.nzherald.co.nz/topic/the-prosperity-project/">nzherald.co.nz</a> or <a href="https://www.youtube.com/playlist?list=PLO_uNRr_HlWTyYXLmLadbZeb0gI2Lj-SN">YouTube</a>

What do professional investors do when the world is on fire?

Financial mentor David Very joins Nadine Higgins to unpack why 2025 hit so many New Zealanders so hard—and whether 2026 will bring any real relief. From high-income earners stretched by huge mortgages to pensioners squeezed by rising costs, he explains why financial stress is now cutting across every part of society. David breaks down where to start when you’re underwater, what actually works when tackling debt, the traps in consolidation and balance transfers, how to negotiate with lenders, and why KiwiSaver hardship should stay a last resort. If this year knocked you around, this episode helps you map a realistic way back to stability.

Financial mentor David Very joins Nadine Higgins to unpack why 2025 hit so many New Zealanders so hard&mdash;and whether 2026 will bring any real relief. From high-income earners stretched by huge mortgages to pensioners squeezed by rising costs, he explains why financial stress is now cutting across every part of society. David breaks down where to start when you&rsquo;re underwater, what actually works when tackling debt, the traps in consolidation and balance transfers, how to negotiate with lenders, and why KiwiSaver hardship should stay a last resort. If this year knocked you around, this episode helps you map a realistic way back to stability.

Is 2026 the year we finally catch a break?

BusinessDesk journalist Maria Slade joins Nadine to discuss her new investigative podcast, The Fall of the House of Du Val, which details how the company collapsed and what it reveals about the country’s investment rules.

Listen to The Fall of The House of Du Val on iHeartRadio, Spotify, Apple or wherever you get your podcasts.

BusinessDesk journalist Maria Slade joins Nadine to discuss her new investigative podcast,&nbsp;The Fall of the House of Du Val, which details how the company collapsed and what it reveals about the country&rsquo;s investment rules.
Listen to The Fall of The House of Du Val on <a href="https://www.iheart.com/podcast/1049-the-fall-of-the-house-of-309332092/">iHeartRadio</a>, <a href="https://open.spotify.com/show/3AgkGNyNlqHhqB1n3MHOm9?si=15678a12dc5443aa">Spotify</a>, <a href="https://podcasts.apple.com/nz/podcast/the-fall-of-the-house-of-du-val/id1856160144">Apple</a> or wherever you get your podcasts.

The secret to getting mortgage-free faster (and it’s not rate cuts)

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