Recent cuts to the Official Cash Rate and the potential for more to come will be a relief for many borrowers, but the real game changer in getting mortgage free faster isn’t the interest rate.

Shelley Palman, financial advisor at enableMe, joins Nadine to share the tips that could see you saying goodbye to your mortgage sooner. 

Recent cuts to the Official Cash Rate and the potential for more to come will be a relief for many borrowers, but the real game changer in getting mortgage free faster isn&rsquo;t the interest rate.
Shelley Palman, financial advisor at enableMe, joins Nadine to share the tips that could see you saying goodbye to your mortgage sooner.&nbsp;

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.  

Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz 

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.&nbsp;&nbsp;
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email <a href="mailto:nadine.higgins@nzme.co.nz">nadine.higgins@nzme.co.nz</a>&nbsp;

The Prosperity Project

The secret to getting mortgage-free faster (and it’s not rate cuts)

The Reserve Bank can hold the OCR steady, so why can longer-term mortgage rates still move? On The Prosperity Project, Nadine Higgins talks to Matt Logan, portfolio manager at Fisher Funds, about what rising US bond yields mean for Kiwi borrowers and savers.

They also look at how Big Tech is borrowing to build AI data centres, and whether rising borrowing costs could slow the boom.

The Reserve Bank can hold the OCR steady, so why can longer-term mortgage rates still move? On The Prosperity Project, Nadine Higgins talks to Matt Logan, portfolio manager at Fisher Funds, about what rising US bond yields mean for Kiwi borrowers and savers.
They also look at how Big Tech is borrowing to build AI data centres, and whether rising borrowing costs could slow the boom.

Why global bond markets matter for your mortgage

Could paying for an electric vehicle out of your pre-tax salary make switching more affordable?

Mike Casey joins Nadine Higgins on The Prosperity Project to explain his proposal for an Australian-style EV leasing scheme, how it could work through employers and why he believes it would help more New Zealanders cut their transport costs.

They also discuss battery life, road user charges, depreciation and charging on longer trips — and when keeping the petrol car already in your driveway might still be the cheapest option.

Could paying for an electric vehicle out of your pre-tax salary make switching more affordable?
Mike Casey joins Nadine Higgins on The Prosperity Project to explain his proposal for an Australian-style EV leasing scheme, how it could work through employers and why he believes it would help more New Zealanders cut their transport costs.
They also discuss battery life, road user charges, depreciation and charging on longer trips &mdash; and when keeping the petrol car already in your driveway might still be the cheapest option.

Could your next car come out of your pre-tax pay?

Could a $5,000 investment at birth help set every New Zealander up for retirement?

Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into the system.

They also discuss the trade-offs around first-home withdrawals, who ultimately pays for higher contributions, and why Whineray wants KiwiSaver access protected from changes to the pension age.

Could a $5,000 investment at birth help set every New Zealander up for retirement?
Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into the system.
They also discuss the trade-offs around first-home withdrawals, who ultimately pays for higher contributions, and why Whineray wants KiwiSaver access protected from changes to the pension age.

The secret to getting mortgage-free faster (and it’s not rate cuts)

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