How much is property costing you? Home loan borrowers are extending their mortgages to keep costs down: Investors are absorbing higher running charges with an eye on the long term prize of capital gain. This week we take a close look at refinancing and how to make it work 

In today’s show we cover 

*  How to speak the language of property finance (and score a better deal) 
*. Does downsizing actually save money?
* Forecasts for the year ahead 
* Extending the mortgage - pros and cons 

Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode