It's the hot-button question for so many investors - how to optimise any spare cash they may have on hand. For younger investors it's often the mortgage; for older investors it's often putting the money into super (before it's too late) But which is it for you?

Olivia Maragna of Aspire Retire joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• Super for mortgage...what to do?
• Did super win or lose in the Budget?
• Are we close to the peak in the current mortgage cycle
• The home that negative gearing forgot