Investing for the late starter (yes, there's still time)

So you started late as an investor: Don't panic, you are not alone and help is at hand. Olivia Maragna of Aspire Retire joins Associate Editor, James Kirby in this episode. In today's show, we cover: How to catch up on the mortgage and your super What to do with student debt The traps to avoid fo…

It's time to refinance your loans - here's what to do

Rising rates and falling property prices always trigger a flood of refinancing, but many of the best deals are done in the early phase of the cycle - like right now! Rasti Vaibhav of the Get RARE buyer's agency joins Associate Editor, James Kirby in this episode. In today's show, we cover: The ma…

Special Episode : Listener questions answered

The queue of listener questions at themoneypuzzle@theaustralian.com.au has been building up. It's time to tackle the task with one of the best advisers in the market.  Hugh Robertson, CEO of Centaur Financial Services joins Associate Editor, James Kirby on this special episode. In today's show, w…

How much super do you need? Finding 'the sweet spot'

Most people focus on hitting a dollar figure when it comes to super savings, but a closer look at the system shows a 'sweet spot' for pension access that serves as the crucial issue for most Australians. Financial adviser, James Gerrard of www.financialadviser.com.au joins Associate Editor, James …

Death, taxes, and the inevitability of an inheritance tax

As trillions of dollars begin transferring to the next generation, is it only a matter of time before Australia joins other nations to tax an inheritance? Morgan Solomon, Director at Solomon Hollett Lawyers joins Julie-anne Sprague, Wealth Editor in this episode. In today's show, we cover:  The ri…

Bricks vs Shares: Here's how the new tax regime changed the maths

It's the age-old question: is an investment property or shares a better investment? The government's tax changes has blown the debate wide open. As Stockspot founder Chris Brycki explains to The Australian's wealth editor Julie-anne Sprague, the numbers are in. His analysis of a $1m property shows …

How to optimise AI as an active investor

The risks and opportunities of AI become clearer each day, but how do you - the investor - optimise AI while minimising your risks? Daniel Gara, founder of Vectatech.com.au joins Associate Editor, James Kirby in this episode. In today's show, we cover: How to best use AI as an active investor Sec…

Private credit's 'wake-up' call (with Charlie Viola)

This is the year reality bites for private credit investors: Put simply, it was too good to be true for several years. More recently, just as everyday investors piled into the space, the numbers have turned against it. Charlie Viola of Viola Private Wealth joins Associate Editor, James Kirby, in t…

FIRE- Finding your magic number for financial independence

The Financial Independence Retire Early (FIRE) movement has been re-energised through an offshoot tagged as COAST. It's all about the magic number you need to save, which allows you to ahem coast through the rest of your life without money issues. Would it work for you? Lionel Lee, author of 'Into…

'Stock overhang'- Inside the property market's biggest issue

The Spring season's 'stock overhang' will determine the outlook for the property market. It will also provide an early guide on where the bargains will emerge for investors. Angus Moore, senior economist at Realestate.com.au joins Associate Editor, James Kirby in this episode. In today's show, we…