At the very core of wealth building is the dilemma of setting up your super or making sure you own a home; The long-term returns on both investment choices are broadly similar, but the tax system is hugely in favour of the home-owner. So what to do?

James Gerrard of www.financialadviser.com.au joins Associate Editor James Kirby in this episode 

In today's show, we cover:

• The in-built bias against renters in the tax system
• If you already contribute 12% to super by law- should you add more?
• The lesser-known bias against renters in pensions and super
• Optimising the tax system to your life-stage