Financial year 2025 Investment Strategies: Small-Cap Rebound, CGT Insights and where to invest

So, you probably did very well in the year to June as an active investor: But what are your plans for the year ahead? Do you still believe rates are going down? Will small caps outperform large caps? It's time to take stock.

So, you probably did very well in the year to June as an active investor: But what are your plans for the year ahead? Do you still believe rates are going down? Will small caps outperform large caps? It's time to take stock.

In today's show we cover 

* Setting your sails for FY 2025 
* The Biden moment - When it's time to quit
* The theory behind a potential small-cap rebound 
* CGT tangles in the home where you lived and then rented

Hugh Robertson of Centaur Financial Services joins wealth editor James Kirby in this episode 

So, you probably did very well in the year to June as an active investor: But what are your plans for the year ahead? Do you still believe rates are going down? Will small caps outperform large caps? It's time to take stock.
In today's show we cover 
* Setting your sails for FY 2025  * The Biden moment - When it's time to quit * The theory behind a potential small-cap rebound  * CGT tangles in the home where you lived and then rented
Hugh Robertson of Centaur Financial Services joins wealth editor James Kirby in this episode

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au. 

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at <a href="mailto:themoneypuzzle@theaustralian.com.au">themoneypuzzle@theaustralian.com.au</a>.&nbsp;

The Australian’s Money Puzzle covers all important finance and property topics.

The Money Puzzle

Every week, The Australian's James Kirby delivers two power-packed episodes featuring in-depth analysis of property markets and smart money-making strategies.

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au.

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.

Setting up for the new financial year

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/affda82f-5bd2-432c-86fe-b1b8005f9242/transcript

Separately Managed Accounts: Advisers love them, but should you?

SMAs are booming inside the financial advice sector: But if they are so terrific, then why is regulator ASIC asking so many probing questions around fees and conflicts of interest?

SMAs are booming inside the financial advice sector: But if they are so terrific, then why is regulator ASIC asking so many probing questions around fees and conflicts of interest?

Nathan Fradley of Fradley Advice joins Associate Editor, James Kirby in this episode.


In today's show, we cover...
The good, bad and potentially ugly side of the SMA boom
Will SMSFs get a fair deal in the new Compo scheme of last resort
Reward points and super funds- a marriage made in the marketing department
Why are financial advice fees not coming down if AI cuts costs?

SMAs are booming inside the financial advice sector: But if they are so terrific, then why is regulator ASIC asking so many probing questions around fees and conflicts of interest? Nathan Fradley of Fradley Advice joins Associate Editor, James Kirby in this episode.
 In today's show, we cover...
<ul>
<li>The good, bad and potentially ugly side of the SMA boom</li>
<li>Will SMSFs get a fair deal in the new Compo scheme of last resort</li>
<li>Reward points and super funds- a marriage made in the marketing department</li>
<li>Why are financial advice fees not coming down if AI cuts costs?</li>
</ul>

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/11f9fb9b-c65b-4b19-aae9-b4270058047b/transcript

Standby for a house price downturn

You can’t have a run of interest rate hikes and expect property to shoot out the lights. The chances are we are going to see a price slowdown in the major cities later this year…especially at the top end. But a string of factors point to serious resilience at the other end of the market.

You can’t have a run of interest rate hikes and expect property to shoot out the lights. The chances are we are going to see a price slowdown in the major cities later this year…especially at the top end. But a string of factors point to serious resilience at the other end of the market.

Independent housing analyst, Eliza Owen, joins Associate Editor, James Kirby in this episode 

In today’s show, we cover:
The key factors keeping demand strongest at the entry level
How the 5% home deposit scheme skewed house prices
A new CGT discount rate of 33% is now the most likely Budget change
The problem with ‘grandfathering’ 

You can&rsquo;t have a run of interest rate hikes and expect property to shoot out the lights. The chances are we are going to see a price slowdown in the major cities later this year&hellip;especially at the top end. But a string of factors point to serious resilience at the other end of the market.
Independent housing analyst, Eliza Owen, joins Associate Editor, James Kirby in this episode&nbsp;
In today&rsquo;s show, we cover:
<ul>
<li>The key factors keeping demand strongest at the entry level</li>
<li>How the 5% home deposit scheme skewed house prices</li>
<li>A new CGT discount rate of 33% is now the most likely Budget change</li>
<li>The problem with &lsquo;grandfathering&rsquo;&nbsp;</li>
</ul>

Where investors will hunt in the looming property downturn

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/2742e0af-d004-4807-a8a7-b425003b5404/transcript

Why the oil shock is turning investors back to the ASX

One of the first moves is a distinct retreat from Wall Street back to the ASX, as investors seek mining and energy stocks along with blue chips that can deliver reliable dividends.

What are investors doing in reaction to the shocking turn in markets during the first three months of 2026? 

One of the first moves is a distinct retreat from Wall Street back to the ASX, as investors seek mining and energy stocks along with blue chips that can deliver reliable dividends. It's early days but we are also seeing a pick-up in defensive investments such as infrastructure and a little less enthusiasm for gold.

David Bassanese, chief economist at ETF provider Betashares, joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
The surprise swing back to the ASX
Where to invest now?
The continuing case for gold (despite a bad run)
CGT - To grandfather or not to grandfather? 

What are investors doing in reaction to the shocking turn in markets during the first three months of 2026?&nbsp;
One of the first moves is a distinct retreat from Wall Street back to the ASX, as investors seek mining and energy stocks along with blue chips that can deliver reliable dividends. It's early days but we are also seeing a pick-up in defensive investments such as infrastructure and a little less enthusiasm for gold.
David Bassanese, chief economist at ETF provider Betashares, joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>The surprise swing back to the ASX</li>
<li>Where to invest now?</li>
<li>The continuing case for gold (despite a bad run)</li>
<li>CGT - To grandfather or not to grandfather?&nbsp;</li>
</ul>

Bringing it all back home - Why the oil shock is turning investors back to the ASX

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/cd10724d-7748-4e3a-959a-b41e00224148/transcript

Setting up for the new financial year

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