Every investor needs to digest the changed direction of rates after the first cut in four years from the RBA: The headlines are all about mortgage cost reductions but for many investors the big question is - What to do now that risk-free investing is a fading feature of the market?

James Gerrard of financialadviser.com.au joins wealth editor James Kirby in this episode.

--------

In today's show, we cover

• The alternatives to cash deposits
• Perfect timing for A-REITs and private credit?
• The true cost of franked dividends
• Is super biased against younger Australians?