How to optimise AI as an active investor with Daniel Gara

The risks and opportunities of AI become clearer each day, but how do you - the investor - optimise AI while minimising your risks?

The risks and opportunities of AI become clearer each day, but how do you - the investor - optimise AI while minimising your risks?

Daniel Gara, founder of Vectatech.com.au joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
How to best use AI as an active investor
Securing your data against later use by AI companies
Tackling AI questions to get the answers you need
Anthropic's Claude for financial advisers explained

 

The risks and opportunities of AI become clearer each day, but how do you - the investor - optimise AI while minimising your risks?
Daniel Gara, founder of Vectatech.com.au joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>How to best use AI as an active investor</li>
<li>Securing your data against later use by AI companies</li>
<li>Tackling AI questions to get the answers you need</li>
<li>Anthropic's Claude for financial advisers explained</li>
</ul>
&nbsp;

How to optimise AI as an active investor

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/f8b084ac-5754-408a-9284-b4eb0065ddf7/transcript

Why private credit is facing a reality check: Charlie Viola on Metrics Credit and market risks

This is the year reality bites for private credit investors: Put simply, it was too good to be true for several years.

This is the year reality bites for private credit investors: Put simply, it was too good to be true for several years. More recently, just as everyday investors piled into the space, the numbers have turned against it.

Charlie Viola of Viola Private Wealth joins Associate Editor, James Kirby, in this episode.

In today's show, we cover:
Private credit shake-up: The Metrics Credit affair
Should we compare private credit to shares or bonds?
Keeping an eye on the fallout from the Bathla collapse
Passive investing and the problem of poor quality IPOs

This is the year reality bites for private credit investors: Put simply, it was too good to be true for several years. More recently, just as everyday investors piled into the space, the numbers have turned against it.
Charlie Viola of Viola Private Wealth joins Associate Editor, James Kirby, in this episode.
In today's show, we cover:
<ul>
<li>Private credit shake-up: The Metrics Credit affair</li>
<li>Should we compare private credit to shares or bonds?</li>
<li>Keeping an eye on the fallout from the Bathla collapse</li>
<li>Passive investing and the problem of poor quality IPOs </li>
</ul>

Private credit's 'wake-up' call (with Charlie Viola)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/f50d52fb-cec0-43b2-a222-b4e90056c3aa/transcript

FIRE- Finding your magic number for financial independence 

The Financial Independence Retire Early (FIRE) movement has been re-energised through an offshoot tagged as COAST : It's all about the magic number you need to save which allows you to, ahem, 'coast' through the rest of your life without money issues. Would it work for you?

The Financial Independence Retire Early (FIRE) movement has been re-energised through an offshoot tagged as COAST. It's all about the magic number you need to save, which allows you to ahem coast through the rest of your life without money issues. Would it work for you?

Lionel Lee, author of 'Into The Moneyverse' joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
FIRE - What you need to know
How the COAST principle works
Adapting for the Australian super system
Should you save inside or outside super?

 

The Financial Independence Retire Early (FIRE) movement has been re-energised through an offshoot tagged as COAST. It's all about the magic number you need to save, which allows you to ahem coast through the rest of your life without money issues. Would it work for you?
Lionel Lee, author of 'Into The Moneyverse' joins Associate Editor, James Kirby in this episode. In today's show, we cover:
<ul>
<li>FIRE - What you need to know</li>
<li>How the COAST principle works</li>
<li>Adapting for the Australian super system</li>
<li>Should you save inside or outside super?</li>
</ul>
&nbsp;

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/8b50a2f1-143e-4144-97d8-b4cd006f03ba/transcript

Australian property market outlook: Stock overhang, vacancy rates & Melbourne value

The Spring season's 'stock overhang' will determine the outlook for the property market. It will also provide an early guide on where the bargains will emerge for investors.

The Spring season's 'stock overhang' will determine the outlook for the property market. It will also provide an early guide on where the bargains will emerge for investors.

Angus Moore, senior economist at Realestate.com.au joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
Stock overhang - The markets with the most for sale
Will vacancy rates stay low if prices drop further?
Is Melbourne the value hunter's opportunity?
Negative gearing new homes - signs of life inside industry data

The Spring season's 'stock overhang' will determine the outlook for the property market. It will also provide an early guide on where the bargains will emerge for investors.
Angus Moore, senior economist at&nbsp;<a href="https://www.google.com/url?q=http://Realestate.com.au&amp;sa=D&amp;source=editors&amp;ust=1791859054677367&amp;usg=AOvVaw3qT7h6WQqOAAsySevtNHTm">Realestate.com.au</a> joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>Stock overhang - The markets with the most for sale</li>
<li>Will vacancy rates stay low if prices drop further?</li>
<li>Is Melbourne the value hunter's opportunity?</li>
<li>Negative gearing new homes - signs of life inside industry data </li>
</ul>

'Stock overhang'- Inside the property market's biggest issue

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4d304e93-08e0-4fcd-8ad2-b4e200587b66/transcript

Higher taxes, an aging population and hopeless productivity growth ...is Australia the best place to put your money?

Higher taxes, an aging population and hopeless productivity growth ...is Australia the best place to put your money?

In today's show, we cover...


What investors can draw from the government's inter-generational report
Does the productivity gap with the US explain Wall Street's superior returns?
Why rates will be higher for longer
Gold takes a step backwards in its forward march


Paul Bloxham, chief economist at HSBC Australia, joins Associate Editor James Kirby in this episode

Higher taxes, an aging population and hopeless productivity growth ...is Australia the best place to put your money? In today's show, we cover... 
<ul>
<li>What investors can draw from the government's inter-generational report</li>
<li>Does the productivity gap with the US explain Wall Street's superior returns?</li>
<li>Why rates will be higher for longer</li>
<li>Gold takes a step backwards in its forward march</li>
</ul>
 Paul Bloxham, chief economist at HSBC Australia, joins Associate Editor James Kirby in this episode

Higher rates, lower returns: Is Australia still investable?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/f91fbd13-6780-4d11-82c9-b4d40001f68f/transcript

Investing in Your Family Home vs. Building a Share Portfolio: Which Strategy Wins?

The removal of negative gearing from existing residential property, coupled with sliding values for investment property, has changed the game for every investor. 

The removal of negative gearing from existing residential property, coupled with sliding values for investment property, has changed the game for every investor. The new dilemma is whether you invest in your CGT free family home or instead place that money in the long-running bull market for shares.

Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
Running the numbers on the family home versus a share portfolio
Gearing into the share market while only paying a mortgage rate of interest
The power of Exchange Traded Funds in a geared share portfolio
Why foreign currency in a local bank is not guaranteed

The removal of negative gearing from existing residential property, coupled with sliding values for investment property, has changed the game for every investor. The new dilemma is whether you invest in your CGT free family home or instead place that money in the long-running bull market for shares.
Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>Running the numbers on the family home versus a share portfolio</li>
<li>Gearing into the share market while only paying a mortgage rate of interest</li>
<li>The power of Exchange Traded Funds in a geared share portfolio</li>
<li>Why foreign currency in a local bank is not guaranteed</li>
</ul>

Investing in your home versus building a share portfolio  

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/e73f9128-3596-42c4-aa05-b4d7000d75d6/transcript

UniSuper CIO John Pearce: Navigating Shares, Bonds, and AI IPOs

Managing $175 billion for UniSuper would keep anyone on their toes. It also helps to clarify a clear view on every asset class from US shares to private credit. 

Managing $175 billion for UniSuper would keep anyone on their toes. It also helps to clarify a clear view on every asset class from US shares to private credit. So what does UniSuper's chief investment officer think will happen next?

John Pearce, the chief investment officer at UniSuper joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
The outlook for shares
Why a 'back to normal' bond market has an upside
Keeping clear of AI-linked IPOs
The true definition of a 'balanced fund'  

Managing $175 billion for UniSuper would keep anyone on their toes. It also helps to clarify a clear view on every asset class from US shares to private credit. So what does UniSuper's chief investment officer think will happen next?
John Pearce, the chief investment officer at UniSuper joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>The outlook for shares</li>
<li>Why a 'back to normal' bond market has an upside</li>
<li>Keeping clear of AI-linked IPOs</li>
<li>The true definition of a 'balanced fund'&nbsp;&nbsp; </li>
</ul>

Why the $175 billion man still likes the sharemarket (with UniSuper's John Pearce)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/5a9a2e3d-304e-48c7-9aae-b4d6007f746e/transcript

Wall Street rewards...but should you hedge?

Big super funds hedge up to 50 per cent of their offshore investments: The textbooks say you should hedge about one third of any exposure overseas. But the hedging level of most Australian investors, including ETF investors, is generally close to zilch!

Big super funds hedge up to 50 per cent of their offshore investments: The textbooks say you should hedge about one third of any exposure overseas.
But the hedging level of most Australian investors, including ETF investors, is generally close to zilch!

In today's show, we cover...
Should you be hedging that increased offshore share allocation ?
Electrified economy - The long-term investment attraction of electrification
Second thoughts on bonds...when the tide turns, could they save you?
Why gold will pay off longer term

Dr Sam Wylie of the Windlestone Education group and the University of Melbourne joins associate editor, James Kirby in this episode

Big super funds hedge up to 50 per cent of their offshore investments: The textbooks say you should hedge about one third of any exposure overseas. But the hedging level of most Australian investors, including ETF investors, is generally close to zilch! In today's show, we cover...
<ul>
<li>Should you be hedging that increased offshore share allocation ?</li>
<li>Electrified economy - The long-term investment attraction of electrification</li>
<li>Second thoughts on bonds...when the tide turns, could they save you?</li>
<li>Why gold will pay off longer term</li>
</ul>
Dr Sam Wylie of the Windlestone Education group and the University of Melbourne joins associate editor, James Kirby in this episode

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/5258c5d1-5811-4bc6-8499-b4cd00690b7a/transcript

career choices for long term wealth 

How do you get a pay rise? Should you join that start-up that promises to go to the moon, or should you simply buy your first home a lot sooner than you had planned?

How do you get a pay rise? Should you join that start-up that promises to go to the moon, or should you simply buy your first home a lot sooner than you had planned?

In today's show, we cover:
Career Control - The finances of career navigation
Catching up - Investment tips for the late starter
Your career and your SMSF - Getting business to pay you rent
Sweat equity - Deciding if you should jump to a start-up


Adviser and author, Jacqui Clarke, joins Associate Editor, James Kirby, in this episode

How do you get a pay rise? Should you join that start-up that promises to go to the moon, or should you simply buy your first home a lot sooner than you had planned? In today's show, we cover:
<ul>
<li>Career Control - The finances of career navigation</li>
<li>Catching up - Investment tips for the late starter</li>
<li>Your career and your SMSF - Getting business to pay you rent</li>
<li>Sweat equity - Deciding if you should jump to a start-up</li>
</ul>
 Adviser and author, Jacqui Clarke, joins Associate Editor, James Kirby, in this episode

The career choices that matter for long term wealth 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/8f5661b3-e291-4943-9775-b4cd00422bc9/transcript

Cash in king again...here's why 

Interest rates are moving higher worldwide, but this time around it's for good reason: The AI boom is fuelling tremendous returns on global share markets. As the game gets riskier, your cash is now returning nearly 5 per cent risk-free; it's getting hard to beat

Interest rates are moving higher worldwide, but this time around it's for 
good reason: The AI boom is fuelling tremendous returns on global share markets.
As the game gets riskier, your cash is now returning nearly 5 per cent risk-free; it's getting 
hard to beat

In today's show, we cover...
Why cash is beating total bond returns out the door
Investing in a high-rate, high-return market
New traps - Private credit is on the wrong side of the rate cycle
Infrastructure shines through as rates run higher

Will Hamilton of Hamilton Wealth Partners joins Associate Editor James Kirby in this episode

Interest rates are moving higher worldwide, but this time around it's for good reason: The AI boom is fuelling tremendous returns on global share markets. As the game gets riskier, your cash is now returning nearly 5 per cent risk-free; it's getting hard to beat In today's show, we cover...
<ul>
<li>Why cash is beating total bond returns out the door</li>
<li>Investing in a high-rate, high-return market</li>
<li>New traps - Private credit is on the wrong side of the rate cycle</li>
<li>Infrastructure shines through as rates run higher</li>
</ul>
Will Hamilton of Hamilton Wealth Partners joins Associate Editor James Kirby in this episode

Cash is king again...here's why 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/c0d09575-c3b8-46e4-9a46-b4c7008968d4/transcript

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au. 

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at <a href="mailto:themoneypuzzle@theaustralian.com.au">themoneypuzzle@theaustralian.com.au</a>.&nbsp;

The Australian’s Money Puzzle covers all important finance and property topics.

The Money Puzzle

Every week, The Australian's James Kirby delivers two power-packed episodes featuring in-depth analysis of property markets and smart money-making strategies.

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au.

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.

The Money Puzzle

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