The Victorian capital is the weakest of the major cities and its apartment market has been a loser for more than a decade. But the soft patch can't last forever: The investment fundamentals for the city are strong and long-term investors could do very well looking a little more closely at the Melbourne market.  

In today's show, we cover: 

• Melbourne apartments - 'Be greedy when others are fearful'
• How your HECs bill blocks your borrowing capacity 
• Is over-capitalization over-rated?
• The two regional cities that capture the shift outside Syndey and Melbourne

Adviser Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode