Rates are set to drop throughout 2025: But who knows if the RBA will get to cut much?And if they do, who knows if the banks will put the cuts through? They certainly dragged their tail during the last cycle. The key for investors is knowing how to get the best deal on rates in any part of the cycle.

Sally Tindall of the Canstar group joins wealth editor James Kirby in this episode.

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In today's show, we cover:

• Finding the best saving and lending rates in the market
• The best way to cut your mortgage cost- call the bank! 
• Assessing CGT on property subdivisions 
• What's Division 293 tax..and when do I have to pay it?