The residential property market is about to be split into very clear segments thanks to a wave of generous home loan incentives. For investors, there is a clear opportunity here: Competition will be slim and values will improve in the market categories just above the incentive thresholds. In fact, the government has usefully provided a guide to how and where the opportunities will arise.

Cameron Kusher of Kusher Consulting joins Associate Editor, Wealth James Kirby.

In today's episode, we cover:

* The new opportunity for investors in a distorted market 
* Queensland takes the prize for loan incentives with a 2% deposit scheme
* The bad news for those waiting for the apartment gap to narrow 
* Capital Gains and Land tax tipped as new tax targets