Heritage is about more than culture, traditions and shared experiences—it also includes the financial habits and values passed down through generations. In this conversation, Tholakele Mathenja, Customer Care Manager at Atlas Finance, explores the money lessons young South Africans learn from their families, the importance of financial preparedness and estate planning, and how stokvels can teach discipline and accountability. We also look at why conversations about wills and financial planning are often avoided, and why passing on financial wisdom can be just as valuable as passing on wealth.