What happens to your retirement paycheck when the market drops 20% overnight? Michelle Anthony explains why retirees experience market volatility differently and why waiting until a downturn to create an income strategy can be costly. The discussion covers sequence of returns risk, building cash reserves, identifying reliable income sources, and separating essential expenses from discretionary spending. Michelle shares how retirees can prepare for uncertain markets by knowing exactly where their next 12 months of income will come from and focusing on a plan designed to support their lifestyle through both strong and challenging market environments.

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