The Retirement Rules That May No Longer Work

What if some of the most common retirement rules are quietly working against today’s retirees? Michelle Anthony explores why strategies built for past generations may not fit modern retirement realities. From the 4% rule and relying on home equity to sequence of returns risk and the difference betw…

Are We Repeating History or Just Repeating Human Nature?

Could the same emotions that fueled the 1929 market crash still be influencing investors today? Michelle Anthony explores what history can teach us about modern markets, why fear and speculation continue to drive investor behavior, and how emotional decision-making can impact retirement planning. F…

The Truth About Annuities: Are Old Stereotypes Holding You Back?

What if the biggest retirement risk isn’t market volatility, but the fear of running out of income? Michelle Anthony explores why annuities remain one of the most misunderstood tools in retirement planning and how today's products differ from the versions many retirees remember. She explains why an…

Why Smart Investors Make Costly Market Mistakes

Could election-year market volatility be the real risk or is investor behavior the bigger threat? Michelle Anthony explores why midterm election summers can make investors uneasy, how headlines fuel emotional decisions, and why history offers context, not certainty. She breaks down sequence of retu…

The Retirement Budget Mistake That Could Cost You Thousands

Could your retirement budget be missing thousands of dollars a month in expenses you haven’t considered? Michelle Anthony explains why retirement planning is about more than hitting a savings target—it’s about creating reliable income that supports your lifestyle. From Social Security and pensions …

The Hidden Tax Trap Lurking in Your IRA

A simple Roth IRA strategy could trigger unexpected taxes if one overlooked detail is hiding in your retirement accounts. Michelle Anthony breaks down the realities of the backdoor Roth strategy, why it's popular among high-income earners, and the costly mistakes DIY investors often make. From the …

What Warren Buffett’s Warning Means for Retirees Today

What if your retirement portfolio is quietly turning into a casino bet? Michelle Anthony breaks down Warren Buffett’s warning about speculation versus investing and explains why retirees face different risks than younger investors. From meme stocks and AI hype to risk capacity, sequence of returns …

When Retirement Lasts Longer Than Your Plan

Living longer could quietly become the biggest financial risk most retirees overlook. In this episode, Michelle Anthony breaks down why 30–40 year retirements are becoming more common—and how outdated strategies may fall short. She explores the shift from saving to income distribution, the hidden i…

Why Retirees Are Rethinking Annuities

What if retirement isn’t about growing your money, but protecting it from running out? Michelle unpacks why annuities are making a comeback and how today’s retirees are shifting from chasing returns to prioritizing reliable income. With higher interest rates, market uncertainty, and fewer pensions,…

Why Retirees Are Rethinking Annuities Right Now

Annuities are making a surprising comeback, but not for the reasons you might think. In this episode, Michelle Anthony breaks down why today’s retirees are shifting from chasing returns to securing reliable income. As market volatility, inflation, and longer lifespans reshape retirement planning, a…