Can a Withdrawal Rate Really Guide Your Retirement?

What if the biggest retirement rule of thumb is giving you a false sense of certainty? In this episode, Michelle Anthony examines the popular 4% rule and its updated 4.7% version, explaining why retirement income planning is about far more than a single withdrawal percentage. She discusses sequence…

Why Spousal Benefits Aren't What You Think

Could one Social Security misconception quietly cost your household thousands in retirement? Michelle Anthony explains why spousal benefits follow different rules than retirement benefits, and how claiming too early, waiting too long, or misunderstanding the "50% rule" can impact retirement income.…

Can't Afford to Retire, or Are You Just Afraid To?

What if the biggest obstacle to retirement isn't your savings account, but your mindset? Michelle Anthony explores why many people delay retirement even when the numbers suggest they're financially ready. She breaks down the emotional hurdles that come with shifting from saving to spending, the fea…

Warren Buffett Went to Cash. Should You?

What if playing it safe with your retirement money could create a different kind of risk? Michelle Anthony examines why Warren Buffett’s massive cash position before retirement doesn’t necessarily translate into a smart strategy for everyday retirees. She breaks down the hidden dangers of holding t…

Is Social Security Distracting You From the Decisions That Matter Most?

What if worrying about Social Security is distracting you from the retirement decisions that matter most? In this episode, Michelle Anthony discusses why headlines about Social Security uncertainty shouldn't drive your retirement strategy. She explores key decisions within your control, including S…

Will AI Change Your Retirement Timeline?

What happens if technology changes your career plans before you're ready to retire? As AI reshapes workplaces and job responsibilities, Michelle Anthony discusses why retirement planning should account for unexpected career shifts, layoffs, and evolving technology. Through real-life examples, she e…

The Retirement Rules That May No Longer Work

What if some of the most common retirement rules are quietly working against today’s retirees? Michelle Anthony explores why strategies built for past generations may not fit modern retirement realities. From the 4% rule and relying on home equity to sequence of returns risk and the difference betw…

Are We Repeating History or Just Repeating Human Nature?

Could the same emotions that fueled the 1929 market crash still be influencing investors today? Michelle Anthony explores what history can teach us about modern markets, why fear and speculation continue to drive investor behavior, and how emotional decision-making can impact retirement planning. F…

The Truth About Annuities: Are Old Stereotypes Holding You Back?

What if the biggest retirement risk isn’t market volatility, but the fear of running out of income? Michelle Anthony explores why annuities remain one of the most misunderstood tools in retirement planning and how today's products differ from the versions many retirees remember. She explains why an…

Why Smart Investors Make Costly Market Mistakes

Could election-year market volatility be the real risk or is investor behavior the bigger threat? Michelle Anthony explores why midterm election summers can make investors uneasy, how headlines fuel emotional decisions, and why history offers context, not certainty. She breaks down sequence of retu…