The Bank of Canada just raised rates for the first time since 2023, taking the overnight rate from 2.25% to 2.5%. The economy isn’t booming, so why now? Nick and Dan explain how oil and the Middle East conflict are pushing the Bank to act, and recap the full ride from the 2022 hikes to the 2024 cuts and a year of holds.

They also cover what economists predicted, why Australia, Europe and the UK are raising rates too, and the number that matters most: the Bank now sees 3.1% inflation in 2027.

Finally, they get into what it means for your mortgage: fixed vs variable, where prime is headed, and why variable borrowers should run their numbers at a higher rate before renewal.

Join us at Unpacking Multiplexes Montreal, Thursday, November 19 at the Grande Bibliothèque

Tickets

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The Bank of Canada just raised rates for the first time since 2023, taking the overnight rate from 2.25% to 2.5%. The economy isn&rsquo;t booming, so why now? Nick and Dan explain how oil and the Middle East conflict are pushing the Bank to act, and recap the full ride from the 2022 hikes to the 2024 cuts and a year of holds.
They also cover what economists predicted, why Australia, Europe and the UK are raising rates too, and the number that matters most: the Bank now sees 3.1% inflation in 2027.
Finally, they get into what it means for your mortgage: fixed vs variable, where prime is headed, and why variable borrowers should run their numbers at a higher rate before renewal.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-financement-zonage-et-rentabilite-tickets-2002658129375?aff=PODCAST">Join us at Unpacking Multiplexes Montreal, Thursday, November 19 at the Grande Biblioth&egrave;que</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-financement-zonage-et-rentabilite-tickets-2002658129375?aff=PODCAST">Tickets</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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Should You Actually Care About This Rate Hike?

Ottawa just put $2 billion on the table for the new National Heat Pump Rebate: up to $10,000 if you’re below median income, $2,000 for everyone else.

Nick and Dan go through the fine print. You get one rebate per person, not per property, and the $1,400 savings claim covers oil and baseboard homes, not gas. Then they run the real Toronto numbers. With the carbon charge gone, a heat pump costs more to run than a gas furnace, so for most Ontario homes it only makes sense when the furnace and AC need replacing at the same time. 

They also cover cold weather performance, the panel upgrade that surprises homeowners, and Ontario’s rebate rules for rentals. For investors, they explain how energy upgrades earn MLI Select points, and why going from 50 to 100 points on a $5M build can save about $60,000 in premium.

Join us at Unpacking Multiplexes Montreal, Thursday, November 19 at the Grande Bibliothèque

Tickets

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Asset Allocation ETFs | BMO Global Asset Management

Ottawa just put $2 billion on the table for the new National Heat Pump Rebate: up to $10,000 if you&rsquo;re below median income, $2,000 for everyone else.
Nick and Dan go through the fine print. You get one rebate per person, not per property, and the $1,400 savings claim covers oil and baseboard homes, not gas. Then they run the real Toronto numbers. With the carbon charge gone, a heat pump costs more to run than a gas furnace, so for most Ontario homes it only makes sense when the furnace and AC need replacing at the same time.&nbsp;
They also cover cold weather performance, the panel upgrade that surprises homeowners, and Ontario&rsquo;s rebate rules for rentals. For investors, they explain how energy upgrades earn MLI Select points, and why going from 50 to 100 points on a $5M build can save about $60,000 in premium.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-financement-zonage-et-rentabilite-tickets-2002658129375?aff=PODCAST">Join us at Unpacking Multiplexes Montreal, Thursday, November 19 at the Grande Biblioth&egrave;que</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-financement-zonage-et-rentabilite-tickets-2002658129375?aff=PODCAST">Tickets</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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The $2 Billion Heat Pump: Who Actually Gets Paid

Montreal was building gentle density a century before anyone called it “missing middle.” Nick and Dan go back to the Lachine Canal factory boom and a 10 foot setback rule that pushed staircases outside and gave the city its look. They get into the original house hack (owner downstairs, tenants upstairs), why all of Quebec moves on July 1, and how Montreal became a majority renter city without a skyline full of towers.

Then the contrast: Toronto and Vancouver zoned this housing out of existence and are now spending billions to bring it back. The investor section covers Ontario’s unit rules, MLI Select’s five unit minimum, the federal Housing Design Catalogue and the Housing Accelerator Fund, plus what the plex still teaches anyone building small multifamily today.

Join us at Unpacking Multiplexes Montreal, Thursday, November 19 at the Grande Bibliothèque

https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-financement-zonage-et-rentabilite-tickets-2002658129375?aff=PODCAST

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

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Asset Allocation ETFs | BMO Global Asset Management

This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal.
BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under
licence.

 

Montreal was building gentle density a century before anyone called it &ldquo;missing middle.&rdquo; Nick and Dan go back to the Lachine Canal factory boom and a 10 foot setback rule that pushed staircases outside and gave the city its look. They get into the original house hack (owner downstairs, tenants upstairs), why all of Quebec moves on July 1, and how Montreal became a majority renter city without a skyline full of towers.
Then the contrast: Toronto and Vancouver zoned this housing out of existence and are now spending billions to bring it back. The investor section covers Ontario&rsquo;s unit rules, MLI Select&rsquo;s five unit minimum, the federal Housing Design Catalogue and the Housing Accelerator Fund, plus what the plex still teaches anyone building small multifamily today.
Join us at Unpacking Multiplexes Montreal, Thursday, November 19 at the Grande Biblioth&egrave;que
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-financement-zonage-et-rentabilite-tickets-2002658129375?aff=PODCAST">https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-financement-zonage-et-rentabilite-tickets-2002658129375?aff=PODCAST</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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<a href="https://bmogam.com/ca-en/products/exchange-traded-funds/asset-allocation-etfs">Asset Allocation ETFs | BMO Global Asset Management</a>
This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual&rsquo;s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF&rsquo;s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal. BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. &ldquo;BMO (M-bar roundel symbol)&rdquo; is a registered trademark of Bank of Montreal, used under licence.
&nbsp;

Toronto Is Spending Billions to Copy Montreal’s Housing Model

On October 8, Alberta ordered Edmonton to undo its zoning bylaw within three months. That means density and height go back to pre 2024 rules and parking minimums come back. Calgary, which already repealed its citywide rezoning, was told to hold where it is. Nick and Dan cover what actually changed in each city and why it matters after record housing starts in both. They also get into who’s for it, who’s against it, and what small scale infill builders should do differently from here.

Montreal Event Tickets

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Asset Allocation ETFs | BMO Global Asset Management

This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal.
BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under
licence.

 

On October 8, Alberta ordered Edmonton to undo its zoning bylaw within three months. That means density and height go back to pre 2024 rules and parking minimums come back. Calgary, which already repealed its citywide rezoning, was told to hold where it is. Nick and Dan cover what actually changed in each city and why it matters after record housing starts in both. They also get into who&rsquo;s for it, who&rsquo;s against it, and what small scale infill builders should do differently from here.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-tickets-2002658129375?utm_experiment=test_share_listing&amp;aff=ebdsshios&amp;sg=ef9a1be37ec64af962cdd16763620ba95b5319716ebe065cf5bfbec4727a77704c23e6f1e4e89f9b68e38cc302be1e01c084ea99aa8a7f2f0cc67c99adb4e93d56df31d12cb7aaf6a1431bb9">Montreal Event Tickets</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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<a href="https://bmogam.com/ca-en/products/exchange-traded-funds/asset-allocation-etfs">Asset Allocation ETFs | BMO Global Asset Management</a>
This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual&rsquo;s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF&rsquo;s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal. BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. &ldquo;BMO (M-bar roundel symbol)&rdquo; is a registered trademark of Bank of Montreal, used under licence.
&nbsp;

Did Alberta Just Kill Edmonton’s Multiplex Boom ?

“Real estate always goes up.” “Renting is throwing money away.” “You need 20% down.” Nick and Dan take ten myths Canadians repeat at the dinner table and check each one against 2026 data. Most of them used to be true. They held up in the falling rate, rising price world that ended in 2022, and now they’re expired truths that keep costing people money.

They cover why renting beats owning in most major markets, the national benchmark sitting 21% below its 2022 peak, the collapse of GTA preconstruction, and why four out of five Toronto condo investors lose money every month. They also get into the myths around fixed vs. variable rates, the foreign buyer ban, the Bank of Mom and Dad, and trying to time the market. The takeaway: run the numbers on the deal you’re actually looking at.

Montreal Event Tickets

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

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Asset Allocation ETFs | BMO Global Asset Management

This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal.
BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under
licence.

 

&ldquo;Real estate always goes up.&rdquo; &ldquo;Renting is throwing money away.&rdquo; &ldquo;You need 20% down.&rdquo; Nick and Dan take ten myths Canadians repeat at the dinner table and check each one against 2026 data. Most of them used to be true. They held up in the falling rate, rising price world that ended in 2022, and now they&rsquo;re expired truths that keep costing people money.
They cover why renting beats owning in most major markets, the national benchmark sitting 21% below its 2022 peak, the collapse of GTA preconstruction, and why four out of five Toronto condo investors lose money every month. They also get into the myths around fixed vs. variable rates, the foreign buyer ban, the Bank of Mom and Dad, and trying to time the market. The takeaway: run the numbers on the deal you&rsquo;re actually looking at.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-tickets-2002658129375?utm_experiment=test_share_listing&amp;aff=ebdsshios&amp;sg=ef9a1be37ec64af962cdd16763620ba95b5319716ebe065cf5bfbec4727a77704c23e6f1e4e89f9b68e38cc302be1e01c084ea99aa8a7f2f0cc67c99adb4e93d56df31d12cb7aaf6a1431bb9">Montreal Event Tickets</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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<a href="https://bmogam.com/ca-en/products/exchange-traded-funds/asset-allocation-etfs">Asset Allocation ETFs | BMO Global Asset Management</a>
This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual&rsquo;s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF&rsquo;s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal. BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. &ldquo;BMO (M-bar roundel symbol)&rdquo; is a registered trademark of Bank of Montreal, used under licence.
&nbsp;

10 Real Estate Myths...Busted

Canadian mortgage arrears have nearly doubled since 2022, and power of sale listings are climbing. Nick and Dan break down the latest data and explain why most bank sales aren’t bargains. Then they cover how to find real distressed deals and what to pay for them.

Find deals with the Realist distress tool: Realist

Montreal Event Tickets

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Asset Allocation ETFs | BMO Global Asset Management

This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal.
BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under
licence.

 

Canadian mortgage arrears have nearly doubled since 2022, and power of sale listings are climbing. Nick and Dan break down the latest data and explain why most bank sales aren&rsquo;t bargains. Then they cover how to find real distressed deals and what to pay for them.
Find deals with the Realist distress tool: <a href="https://realist.ca/tools/cap-rates?sortMetric=cap_rate&amp;sortDirection=desc&amp;metricSource=realist_estimate&amp;deals=power_of_sale%2Cmotivated%2Cvtb&amp;distressOnly=1">Realist</a>
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-tickets-2002658129375?utm_experiment=test_share_listing&amp;aff=ebdsshios&amp;sg=ef9a1be37ec64af962cdd16763620ba95b5319716ebe065cf5bfbec4727a77704c23e6f1e4e89f9b68e38cc302be1e01c084ea99aa8a7f2f0cc67c99adb4e93d56df31d12cb7aaf6a1431bb9">Montreal Event Tickets</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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<a href="https://bmogam.com/ca-en/products/exchange-traded-funds/asset-allocation-etfs">Asset Allocation ETFs | BMO Global Asset Management</a>
This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual&rsquo;s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF&rsquo;s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal. BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. &ldquo;BMO (M-bar roundel symbol)&rdquo; is a registered trademark of Bank of Montreal, used under licence.
&nbsp;

Power of Sales Are Rising, But Are They Actually Deals?

Death and divorce move more Canadian real estate than any rate change. Nick and Daniel break down what happens to the house when a couple splits or a parent passes: who really owns the matrimonial home, how buyouts get financed, the tax CRA charges at death, why putting a kid on title can backfire, and how to handle an inherited property with siblings. They finish with practical checklists so your family has a plan instead of a panic.

Montreal Event Tickets

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

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Asset Allocation ETFs | BMO Global Asset Management

This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal.
BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under
licence.

 

Death and divorce move more Canadian real estate than any rate change. Nick and Daniel break down what happens to the house when a couple splits or a parent passes: who really owns the matrimonial home, how buyouts get financed, the tax CRA charges at death, why putting a kid on title can backfire, and how to handle an inherited property with siblings. They finish with practical checklists so your family has a plan instead of a panic.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-tickets-2002658129375?utm_experiment=test_share_listing&amp;aff=ebdsshios&amp;sg=ef9a1be37ec64af962cdd16763620ba95b5319716ebe065cf5bfbec4727a77704c23e6f1e4e89f9b68e38cc302be1e01c084ea99aa8a7f2f0cc67c99adb4e93d56df31d12cb7aaf6a1431bb9">Montreal Event Tickets</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
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<a href="https://bmogam.com/ca-en/products/exchange-traded-funds/asset-allocation-etfs">Asset Allocation ETFs | BMO Global Asset Management</a>
This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual&rsquo;s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF&rsquo;s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal. BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. &ldquo;BMO (M-bar roundel symbol)&rdquo; is a registered trademark of Bank of Montreal, used under licence.
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Death, Divorce, and Real Estate 

The Bank of Canada is holding rates, but fixed mortgage quotes are still going up. Dan and Nick explain how rising bond yields push fixed rates higher, why more borrowers are choosing variable again, and what to check before you pick: payment changes, trigger rates, penalties and whether your budget can handle a rate increase.

Montreal Event Tickets

Exchange-Traded Funds (ETFs) | BMO Global Asset Management

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Asset Allocation ETFs | BMO Global Asset Management

This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal.
BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under
licence.

The Bank of Canada is holding rates, but fixed mortgage quotes are still going up. Dan and Nick explain how rising bond yields push fixed rates higher, why more borrowers are choosing variable again, and what to check before you pick: payment changes, trigger rates, penalties and whether your budget can handle a rate increase.
<a href="https://www.eventbrite.ca/e/unpacking-multiplexes-montreal-tickets-2002658129375?utm_experiment=test_share_listing&amp;aff=ebdsshios&amp;sg=ef9a1be37ec64af962cdd16763620ba95b5319716ebe065cf5bfbec4727a77704c23e6f1e4e89f9b68e38cc302be1e01c084ea99aa8a7f2f0cc67c99adb4e93d56df31d12cb7aaf6a1431bb9">Montreal Event Tickets</a>
<a href="https://www.bmogam.com/ca-en/products/exchange-traded-funds/?ecid=dw-F25GAMOrganicGAM1-BMUM14">Exchange-Traded Funds (ETFs) | BMO Global Asset Management</a>
<a href="https://www.patreon.com/creipod">LISTEN AD FREE</a>
<a href="https://bmogam.com/ca-en/products/exchange-traded-funds/asset-allocation-etfs">Asset Allocation ETFs | BMO Global Asset Management</a>
This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual&rsquo;s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF&rsquo;s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal. BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. &ldquo;BMO (M-bar roundel symbol)&rdquo; is a registered trademark of Bank of Montreal, used under licence.

Fixed vs Variable? Don't Pick Until You Hear This

On September 23, StatCan revised its population count and added 301,008 people. Two of the three "decline" quarters became growth. Most of the people it found were temporary residents still in the country on pending permit extensions. Nick and Dan explain how the old count missed them, what changed in the method, and whether this weakens the bear case for housing. Growth is still the slowest since 1915, rents are soft, and more departures are likely coming. The revision changes why the numbers looked the way they did, not the market we've been living in.

Asset Allocation ETFs | BMO Global Asset Management

This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF’s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal.
BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. “BMO (M-bar roundel symbol)” is a registered trademark of Bank of Montreal, used under
licence.

On September 23, StatCan revised its population count and added 301,008 people. Two of the three "decline" quarters became growth. Most of the people it found were temporary residents still in the country on pending permit extensions. Nick and Dan explain how the old count missed them, what changed in the method, and whether this weakens the bear case for housing. Growth is still the slowest since 1915, rents are soft, and more departures are likely coming. The revision changes why the numbers looked the way they did, not the market we've been living in.
<a href="https://bmogam.com/ca-en/products/exchange-traded-funds/asset-allocation-etfs">Asset Allocation ETFs | BMO Global Asset Management</a>
This podcast Ad Read is intended for information purposes only. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment, tax, or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual&rsquo;s investment objectives and professional advice should be obtained with respect to any circumstance. Past performance is no guarantee of future results. The viewpoints expressed by the speaker represent their assessment of the markets at the time of recording . Those views are subject to change without notice at any time. Commissions, management fees and expenses all may be associated with investments in exchange-traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF&rsquo;s prospectus. BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., an investment fund manager, a portfolio manager, and a separate legal entity from Bank of Montreal. BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. &ldquo;BMO (M-bar roundel symbol)&rdquo; is a registered trademark of Bank of Montreal, used under licence.

Canada Didn't Shrink. StatCan Found 300,000 People. 

Most Canadian real estate partnerships run on a handshake and good vibes. Nick and Dan break down how to do it properly. They cover five ways to structure a deal: co-ownership, general partnership, limited partnership, corporation, or skipping equity and lending instead. They explain how to pay the operator fairly with fees, a preferred return and a promote, and why your partnership agreement means nothing to your lender. They show how the right partner fills gaps in a CMHC application. And they walk through how partnerships actually fall apart: capital calls nobody can fund, plus death, divorce, disability and bankruptcy.

Most Canadian real estate partnerships run on a handshake and good vibes. Nick and Dan break down how to do it properly. They cover five ways to structure a deal: co-ownership, general partnership, limited partnership, corporation, or skipping equity and lending instead. They explain how to pay the operator fairly with fees, a preferred return and a promote, and why your partnership agreement means nothing to your lender. They show how the right partner fills gaps in a CMHC application. And they walk through how partnerships actually fall apart: capital calls nobody can fund, plus death, divorce, disability and bankruptcy.

How, Why & When To Buy Real Estate With Partners

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio. Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.

Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

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