The Canadian real estate market showed significant recovery in October 2024, with home sales reaching their highest level since April 2022 and we hear from our host across the country for boots on the ground updates 
 Market conditions vary by region, with Edmonton and Montreal emerging as the hottest markets while Toronto's condo market faces challenges⁠
Key highlights:National average home price rose to $696,166, up 6% year-over-year⁠
Inventory levels dropped to 3.7 months nationally, the lowest in over a year⁠
Interest rate cuts from Bank of Canada (125 basis points) have helped boost market momentum

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The Canadian real estate market showed significant recovery in October 2024, with home sales reaching their highest level since April 2022 and we hear from our host across the country for boots on the ground updates 
<ul>
<li> Market conditions vary by region, with Edmonton and Montreal emerging as the hottest markets while Toronto's condo market faces challenges⁠</li>
<li>Key highlights:National average home price rose to $696,166, up 6% year-over-year⁠</li>
<li>Inventory levels dropped to 3.7 months nationally, the lowest in over a year⁠</li>
<li>Interest rate cuts from Bank of Canada (125 basis points) have helped boost market momentum</li>
</ul>
<a href="https://www.eventbrite.ca/e/the-canadian-real-estate-holiday-party-tickets-1065650632729?aff=Podcast">Attend Our Real Estate Holiday Party</a>
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Dan
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National Market Update & Home Sales Hit 18-Month High 

We are joined by Alkarim Devani of  RNDSQR & MDDL, to talk all things Missing Middle!

As the co-founder of RNDSQR for almost a decade, Alkarim demonstrated his vision through numerous projects, including hundreds of middle housing developments and mid-rise buildings with heritage restorations, comprising over 200+ units.

In his new role as co-founder and CEO of MDDL, Alkarim is leading efforts to educate, empower, advocate for, and mobilize an ecosystem across Canada to support the development of middle housing in a simplified, transparent, and sustainable manner.

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We are joined by <a href="https://www.alkarimdevani.com/">Alkarim Devani</a> of  RNDSQR &amp; MDDL, to talk all things Missing Middle!
As the co-founder of <a href="https://www.rndsqr.ca/">RNDSQR</a> for almost a decade, Alkarim demonstrated his vision through numerous projects, including hundreds of middle housing developments and mid-rise buildings with heritage restorations, comprising over 200+ units.
In his new role as co-founder and CEO of <a href="https://www.mddl.co/">MDDL</a>, Alkarim is leading efforts to educate, empower, advocate for, and mobilize an ecosystem across Canada to support the development of middle housing in a simplified, transparent, and sustainable manner.
<a href="https://www.realist.ca/webinar">Sign Up For The Next Webinar Realist </a>
Join the best community in Canadian Real Estate <a href="https://www.realist.ca/">realist.ca</a>
Attend a Meetups  <a href="https://www.meetup.com/pro/canadian-millennial-real-estate-investors/">Meetups</a>
Nick 
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Dan
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What You Need To Build Missing Middle 

The breakdown on the most recent CMHC report
Shorter mortgage terms gain popularity as borrowers anticipate future rate cuts, with over half of new mortgages opting for shorter fixed-rate terms⁠
Canada faces significant risks with 1.2 million mortgages set to renew in 2025, potentially causing financial stress for homeowners transitioning from historically low rates⁠
⁠​Rising delinquency rates in non-mortgage credit products serve as early warning signs of broader financial stress among Canadian households⁠

The breakdown on the most recent CMHC report
<ul>
<li>Shorter mortgage terms gain popularity as borrowers anticipate future rate cuts, with over half of new mortgages opting for shorter fixed-rate terms⁠</li>
<li>Canada faces significant risks with 1.2 million mortgages set to renew in 2025, potentially causing financial stress for homeowners transitioning from historically low rates⁠</li>
<li>⁠​Rising delinquency rates in non-mortgage credit products serve as early warning signs of broader financial stress among Canadian households⁠</li>
</ul>

From Low to High: Navigating Canada's Shifting Mortgage Landscape

We cover updates with our event hosts from across the country as well as the CREA updates, 
Canadian home sales increased 1.9% month-over-month in September 2024, reaching the highest level since July 2023, with a 6.9% year-over-year increase.
New listings grew 4.9% month-over-month, resulting in a more balanced market with a sales-to-new listings ratio of 51.3% and 4.1 months of inventory.
The MLS® Home Price Index rose slightly by 0.1% month-over-month, while the national average sale price increased 2.1% year-over-year to $669,630.

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Nick 

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Dan

twitter.com/daniel_foch 

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We cover updates with our event hosts from across the country as well as the CREA updates, 
<ul>
<li>Canadian home sales increased 1.9% month-over-month in September 2024, reaching the highest level since July 2023, with a 6.9% year-over-year increase.</li>
<li>New listings grew 4.9% month-over-month, resulting in a more balanced market with a sales-to-new listings ratio of 51.3% and 4.1 months of inventory.</li>
<li>The MLS® Home Price Index rose slightly by 0.1% month-over-month, while the national average sale price increased 2.1% year-over-year to $669,630.</li>
</ul>
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Join the best community in Canadian Real Estate <a href="https://www.realist.ca/">realist.ca</a>
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Nick 
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Dan
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National Fall Market Updates

The potential impacts of Donald Trump's recent election victory on Canadian real estate and the broader economic landscape. As the political winds shift south of the border, we explore how this change in U.S. leadership could ripple across various sectors in Canada.

Join us as we break down the key areas of concern, including:
Trade relations and tariffs between Canada and the U.S.
The revival of energy projects like the Keystone XL pipeline
Immigration trends and their effect on Canadian real estate markets
The potential for increased military spending and its impact on certain Canadian cities
Changes in global market dynamics and their influence on Canadian bonds and currency

We'll cut through the noise of political rhetoric to focus on the real-world implications for Canadians, especially those in the real estate sector. Whether you're an investor, homeowner, or simply curious about how international politics can affect your daily life, this episode provides valuable insights and analysis.

The potential impacts of Donald Trump's recent election victory on Canadian real estate and the broader economic landscape. As the political winds shift south of the border, we explore how this change in U.S. leadership could ripple across various sectors in Canada.
Join us as we break down the key areas of concern, including:
<ul>
<li>Trade relations and tariffs between Canada and the U.S.</li>
<li>The revival of energy projects like the Keystone XL pipeline</li>
<li>Immigration trends and their effect on Canadian real estate markets</li>
<li>The potential for increased military spending and its impact on certain Canadian cities</li>
<li>Changes in global market dynamics and their influence on Canadian bonds and currency</li>
</ul>
We'll cut through the noise of political rhetoric to focus on the real-world implications for Canadians, especially those in the real estate sector. Whether you're an investor, homeowner, or simply curious about how international politics can affect your daily life, this episode provides valuable insights and analysis.

How Does Trump’s Win Impact Canada? 

We dive deep into the latest developments shaping Canada's economic and housing landscape:
Immigration policy shifts: Examining the potential economic impacts of reduced immigration targets and their effects on the housing market
Housing market dynamics: Analyzing proposed tax changes, including the removal of GST on new homes, and their implications for homebuyers and builders
Regional housing trends: Exploring the surge in housing starts in Alberta and comparing it to other major Canadian markets
Rental market challenges: Discussing the rise of fraudulent rental applications in Toronto and strategies for both landlords and tenants to navigate this complex situation

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Nick 

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Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

tiktok.com/@danielfoch

We dive deep into the latest developments shaping Canada's economic and housing landscape:
<ul>
<li>Immigration policy shifts: Examining the potential economic impacts of reduced immigration targets and their effects on the housing market</li>
<li>Housing market dynamics: Analyzing proposed tax changes, including the removal of GST on new homes, and their implications for homebuyers and builders</li>
<li>Regional housing trends: Exploring the surge in housing starts in Alberta and comparing it to other major Canadian markets</li>
<li>Rental market challenges: Discussing the rise of fraudulent rental applications in Toronto and strategies for both landlords and tenants to navigate this complex situation</li>
</ul>
<a href="https://www.realist.ca/webinar">Sign Up For The Next Webinar Realist </a>
Join the best community in Canadian Real Estate <a href="https://www.realist.ca/">realist.ca</a>
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Nick 
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Dan
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Immigration, Taxes, Fraud & Housing Starts 

Saving for a down payment on a house in today’s market can be challenging, but we’ve got you covered. Dan is joined by Simon from The Canadian Investor Podcast in this part one of two episodes. 

They break down essential strategies and tools for first-time home buyers, including how to make the most of the First Home Savings Account (FHSA), TFSA, and RRSP Home Buyers' Plan. 

They explain how each account works, their tax benefits, and how to combine them to maximize your down payment.

Listen to Part 2 here:

Part 2 - Spotify

Part 2 - Apple Podcast

Part 2 - Web player

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Nick 

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Dan

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Saving for a down payment on a house in today’s market can be challenging, but we’ve got you covered. Dan is joined by Simon from The Canadian Investor Podcast in this part one of two episodes. 
They break down essential strategies and tools for first-time home buyers, including how to make the most of the First Home Savings Account (FHSA), TFSA, and RRSP Home Buyers' Plan. 
They explain how each account works, their tax benefits, and how to combine them to maximize your down payment.
Listen to Part 2 here:
<a href="https://open.spotify.com/episode/6dAFU9y6cy2pCxLya9PUxZ?si=ea18b7fc1fac4684">Part 2 - Spotify</a>
<a href="https://podcasts.apple.com/ca/podcast/the-canadian-investor/id1534655273?i=1000676041138">Part 2 - Apple Podcast</a>
<a href="https://thecanadianinvestorpodcast.com/podcast/the-canadian-investor/episode/saving-for-a-down-payment-in-an-expensive-real-estate-market-part-2">Part 2 - Web player</a>
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Nick 
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Dan
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Saving For A Down Payment In An Expensive Real Estate Market - Part 1

We are live at the OHBA conference in Niagara Falls! Joined by Dave Wilkes, President and CEO at Building Industry and Land Development Association (BILD), Bob Schickedanz, past OHBA president & partner Farsight Homes & Kirstin Jensen, VP of Policy, Advocacy & Relationships. 

Learn more at OHBA

Bob Schickedanz

Dave Wilkes

Kirstin Jensen

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We are live at the OHBA conference in Niagara Falls! Joined by Dave Wilkes, President and CEO at Building Industry and Land Development Association (BILD), Bob Schickedanz, past OHBA president &amp; partner Farsight Homes &amp; Kirstin Jensen, VP of Policy, Advocacy &amp; Relationships. 
Learn more at <a href="https://www.ohba.ca/">OHBA</a>
<a href="https://conference.ohba.ca/team/bob-schickedanz/">Bob Schickedanz</a>
<a href="https://www.linkedin.com/in/david-wilkes-50398b49/?originalSubdomain=ca">Dave Wilkes</a>
<a href="https://wlichampions.org/profiles/kirstin-jensen/#:~:text=She%20plays%20an%20integral%20role,and%20challenging%20affordability%20and%20homelessness.">Kirstin Jensen</a>
<a href="https://www.realist.ca/webinar">Sign Up For The Next Webinar Realist </a>
Join the best community in Canadian Real Estate <a href="https://www.realist.ca/">realist.ca</a>
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Nick 
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Dan
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Development Charges, Surety Bonds & Policy Changes 

We explore the five crucial preparations you need before diving into real estate investment. From understanding your personal motivations to building a power team and developing a capital strategy, we provide a comprehensive guide to ensure success in the real estate market. 
Define Your 'Why': Establish your personal motivations and goals to stay focused through challenges.
Craft an Investment Thesis: Develop a clear, strategic plan tailored to your strengths and desired outcomes.
Build a Power Team: Surround yourself with experts like agents, accountants, and contractors to support your journey.
Develop a Capital Strategy: Align your financial resources with your investment goals and explore creative financing options.

Sign Up For The Next Webinar Realist 

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Nick 

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Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

tiktok.com/@danielfoch

We explore the five crucial preparations you need before diving into real estate investment. From understanding your personal motivations to building a power team and developing a capital strategy, we provide a comprehensive guide to ensure success in the real estate market. 
<ul>
<li>Define Your 'Why': Establish your personal motivations and goals to stay focused through challenges.</li>
<li>Craft an Investment Thesis: Develop a clear, strategic plan tailored to your strengths and desired outcomes.</li>
<li>Build a Power Team: Surround yourself with experts like agents, accountants, and contractors to support your journey.</li>
<li>Develop a Capital Strategy: Align your financial resources with your investment goals and explore creative financing options.</li>
</ul>
<a href="https://www.realist.ca/webinar">Sign Up For The Next Webinar Realist </a>
Join the best community in Canadian Real Estate <a href="https://www.realist.ca/">realist.ca</a>
Attend a Meetups  <a href="https://www.meetup.com/pro/canadian-millennial-real-estate-investors/">Meetups</a>
Nick 
Instagram.com/mybuddynick
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twitter.com/mybuddynick89
Dan
twitter.com/daniel_foch 
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The 5 Essentials You Need To Invest In Real Estate 

We analyze the Bank of Canada's recent decision to cut interest rates by 50 basis points, bringing the overnight rate to 3.75%, and its implications for the housing market.
The Bank of Canada's significant rate reduction aims to support economic growth and manage inflation, but fixed mortgage holders may not see immediate benefits due to already priced-in rate cuts.
Housing demand and prices remain complex, as rate reductions impact supply more than demand, with affordability challenges persisting despite lower borrowing costs.
Recent CMHC policy changes allowing higher insured mortgage caps could expand purchasing power and influence market dynamics, particularly for first-time homebuyers in higher-priced segments.

Sign Up For The Next Webinar Realist 

Join the best community in Canadian Real Estate realist.ca

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Nick 

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Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

tiktok.com/@danielfoch

We analyze the Bank of Canada's recent decision to cut interest rates by 50 basis points, bringing the overnight rate to 3.75%, and its implications for the housing market.
<ul>
<li>The Bank of Canada's significant rate reduction aims to support economic growth and manage inflation, but fixed mortgage holders may not see immediate benefits due to already priced-in rate cuts.</li>
<li>Housing demand and prices remain complex, as rate reductions impact supply more than demand, with affordability challenges persisting despite lower borrowing costs.</li>
<li>Recent CMHC policy changes allowing higher insured mortgage caps could expand purchasing power and influence market dynamics, particularly for first-time homebuyers in higher-priced segments.</li>
</ul>
<a href="https://www.realist.ca/webinar">Sign Up For The Next Webinar Realist </a>
Join the best community in Canadian Real Estate <a href="https://www.realist.ca/">realist.ca</a>
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Nick 
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twitter.com/mybuddynick89
Dan
twitter.com/daniel_foch 
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Will Rate Cuts Make House Prices Go Up? 

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio. Show hosts Daniel Foch and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

The Podcast For Canadian Real Estate Investors.

The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.

Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Podcast For Canadian Real Estate Investors.
The podcast features in depth discussion around investing in real estate, ongoing news in the Canadian real estate market, how to structure deals and grow your portfolio.
Show hosts Daniel Foche and Nick Hill bring experience, fresh takes, well-researched information and entertainment to a real estate investing podcast for Canadians.

The Canadian Real Estate Investor

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