The Math Has Improved But The Sentiment Hasn't

February 2026 home sales were 8.1% below last year — the weakest comparable data since the 2009 financial crisis — despite improving affordability, as tariff fears, job losses, and rising delinquencies keep buyers on the sidelines Canada lost 83,900 jobs in February and mortgage arrears are climbin…

Can a Tax Break Fix Canada's Housing Market?

The federal GST rebate for first-time buyers is now live — and most people are missing the real story. Yes, qualifying buyers can save up to $50,000 federally (and up to $130,000 combined with Ontario's provincial rebate) on eligible new homes. But Ottawa's own numbers imply the average benefit is …

CMHC Loans Explained: Rates, Requirements & What No One Tells You

Nick is joined by Josh & Ehren from BLD to go over the myths and truths of commercial financing.  CMHC demystified — the real qualification requirements, net worth, liquidity and experience you actually need to build multifamily in Canada (and why Instagram is lying to you) CMHC on the way in vs. o…

Why Vancouver's Multiplex Builders Sell Instead of Hold

We are joined by Theorem Development founders & owners Faizan & Suraj who break down their business for us.  A real multiplex deal, broken down: Suraj walks through a recent East Vancouver fourplex project from start to finish — $2M land acquisition, $2M construction, $350K in soft costs, and $6M i…

Are Land Claims A Threat Property Rights In Canada?

In this interview with Aboriginal law expert Tom Isaac we talk all about BC court rulings on Aboriginal title (e.g., Cowichan, Musqueam) that could undermine indefeasible land title, threaten private property and liquidity, and have broad economic and reconciliation consequences across Canada. Cour…

2026 Real Estate Predictions

Rates, Inflation, Jobs, Missing Middle? What the heck is going to happen this year and beyond?! Tune into hear Nick & Dan's Real Estate predictions for this year.  Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan …

Worst Market In Canada? Toronto Vs. Vancouver

We are joined by Adam & Matt from the Vancouver Real Estate Podcast to have a catch up discussion and settle the argument as to which market has been worse. Toronto or Vancouver. Tune in to find out.  Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get…

Fixed Or Variable Mortgage For 2026

Canadian borrowers and investors are shifting from variable and long fixed terms toward 3-year fixed mortgages in 2026, seeking short-term certainty without locking into long rates, and how that decision ties into portfolio planning, refinancing risk, and programs like CMHC MLI Select. Fixed (3- or…

Construction Trouble, HST Relief, & Nova Scotia’s Rental Crisis

We cover a whole bunch of breaking news in this episode.  Construction productivity is collapsing (−37% since 2001) amid a massive retiring workforce and small‑firm dominance, constraining new supply and raising costs. Affordability gains are concentrated in condos — not broad-based — while taxes, …

The Toronto Condo Ponzi Scheme

The Bank of Canada and Better Dwelling argue Toronto’s condo boom was driven by investor speculation and presale funding, creating Ponzi‑like dynamics where ongoing new-buyer inflows were needed to sustain prices and projects; when demand and returns fell, many projects stalled, inventory surged, a…