Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

SugarMamma’s Fireplay

SugarMamma’s Fireplay (Trailer)

In this Start Here episode, Canna shares exactly how she sets her own financial goals — not with rigid rules or pressure, but with intention, clarity, and sustainability.

This episode goes beyond traditional goal-setting frameworks and dives into a seasonal, emotionally intelligent approach to money, designed to build wealth without burnout.

If you’ve ever felt motivated… then exhausted… then guilty for “falling off track,” this episode is for you.

To work with me on your Money Mindset & Manifestion dreams, enrol here: https://courses.sugarmamma.tv/join

What You’ll Learn in This Episode


Why Canna only works on her financial goals for 11 months of the year


How to choose goals that balance growth, security, and joy


Why writing your goals before the year starts changes everything


How to assign seasons and deadlines to avoid overwhelm


The “waterfall effect” that makes each goal easier than the last


Why burnout often comes from poor goal sequencing


How to build in financial breathers and detox periods


How Canna connects goals to identity, not just outcomes


Why flexibility is a strength — not a failure


How visualisation and intention support long-term follow-through


How to stretch yourself without tipping into exhaustion

Key Takeaway:

Financial goals shouldn’t punish you into discipline — they should support the life you want to live.

Who This Episode Is For


Anyone who wants financial progress without burnout


Listeners who feel overwhelmed by traditional goal-setting


People working towards FIRE, passive income, or debt freedom


Anyone ready to be more intentional with their money in 2026 and beyond

Resources & Mentions:


Start Here mini-series (SugarMamma’s Fireplay)


The $1000 Project


Upcoming downloadable Financial Goals Worksheet (coming soon)

Important Note:

This episode is general information only and does not constitute personal financial advice. Always consider your individual circumstances and seek professional advice where appropriate.

If this episode resonated with you:


Share it with someone who’s ready to set goals differently


Save it and revisit it at the start of each new season


contact me via instagram @sugarmammatv or @cannacampbellofficial email: canna@sugarmamma.tv 

In this Start Here episode, Canna shares exactly how she sets her own financial goals &mdash; not with rigid rules or pressure, but with intention, clarity, and sustainability.
This episode goes beyond traditional goal-setting frameworks and dives into a seasonal, emotionally intelligent approach to money, designed to build wealth without burnout.
If you&rsquo;ve ever felt motivated&hellip; then exhausted&hellip; then guilty for &ldquo;falling off track,&rdquo; this episode is for you.
To work with me on your Money Mindset &amp; Manifestion dreams, enrol here: <a href="https://courses.sugarmamma.tv/join">https://courses.sugarmamma.tv/join</a>
What You&rsquo;ll Learn in This Episode
<ul data-start="1708" data-end="2394">
<li data-start="1708" data-end="1783">
Why Canna only works on her financial goals for 11 months of the year
</li>
<li data-start="1784" data-end="1848">
How to choose goals that balance growth, security, and joy
</li>
<li data-start="1849" data-end="1917">
Why writing your goals before the year starts changes everything
</li>
<li data-start="1918" data-end="1978">
How to assign seasons and deadlines to avoid overwhelm
</li>
<li data-start="1979" data-end="2045">
The &ldquo;waterfall effect&rdquo; that makes each goal easier than the last
</li>
<li data-start="2046" data-end="2099">
Why burnout often comes from poor goal sequencing
</li>
<li data-start="2100" data-end="2159">
How to build in financial breathers and detox periods
</li>
<li data-start="2160" data-end="2217">
How Canna connects goals to identity, not just outcomes
</li>
<li data-start="2218" data-end="2265">
Why flexibility is a strength &mdash; not a failure
</li>
<li data-start="2266" data-end="2332">
How visualisation and intention support long-term follow-through
</li>
<li data-start="2333" data-end="2394">
How to stretch yourself without tipping into exhaustion
</li>
</ul>
<hr data-start="2396" data-end="2399">
Key Takeaway:
<blockquote data-start="2419" data-end="2522">
Financial goals shouldn&rsquo;t punish you into discipline &mdash; they should support the life you want to live.
</blockquote>
<hr data-start="2524" data-end="2527">
Who This Episode Is For
<ul data-start="2558" data-end="2813">
<li data-start="2558" data-end="2615">
Anyone who wants financial progress without burnout
</li>
<li data-start="2616" data-end="2676">
Listeners who feel overwhelmed by traditional goal-setting
</li>
<li data-start="2677" data-end="2739">
People working towards FIRE, passive income, or debt freedom
</li>
<li data-start="2740" data-end="2813">
Anyone ready to be more intentional with their money in 2026 and beyond
</li>
</ul>
<hr data-start="2815" data-end="2818">
Resources &amp; Mentions:
<ul data-start="2846" data-end="2982">
<li data-start="2846" data-end="2894">
Start Here mini-series (SugarMamma&rsquo;s Fireplay)
</li>
<li data-start="2895" data-end="2914">
The $1000 Project
</li>
<li data-start="2915" data-end="2982">
Upcoming downloadable Financial Goals Worksheet (coming soon)
</li>
</ul>
<hr data-start="2984" data-end="2987">
Important Note:
This episode is general information only and does not constitute personal financial advice. Always consider your individual circumstances and seek professional advice where appropriate.
<hr data-start="3200" data-end="3203">
If this episode resonated with you:
<ul data-start="3261" data-end="3464">
<li data-start="3261" data-end="3321">
Share it with someone who&rsquo;s ready to set goals differently
</li>
<li data-start="3322" data-end="3378">
Save it and revisit it at the start of each new season
</li>
<li data-start="3379" data-end="3464">
contact me via instagram @sugarmammatv or @cannacampbellofficial email: <a href="mailto:canna@sugarmamma.tv">canna@sugarmamma.tv</a>&nbsp;
</li>
</ul>

START HERE: How Do I Set My Financial Goals Without Burning Out?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/de1f813c-faa2-4811-8236-b3c6006f334b/transcript

Many Australians are pushing back their retirement age — not because they want to, but because they feel they have to.
In this empowering episode of SugarMamma’s Fireplay, Financial Planner and author Canna Campbell reveals the seven powerful steps that can help you retire earlier, live better, and finally enjoy the freedom you’ve been working toward.

Forget luck or risky crypto trades — early retirement is about strategy and discipline. You’ll learn how to:
💥 Prioritise and grow your super for long-term success
💥 Manage debt strategically so it’s gone before you retire
💥 Invest outside super to create early passive income
💥 Cut financial clutter and stop wasting money on stuff
💥 Build side hustles or part-time gigs that accelerate your goals
💥 Use the downsizer rules to free up equity tax-effectively
💥 Set meaningful money goals and track them every 6 months

This episode will leave you motivated and empowered to take practical steps — right now — toward your own version of early retirement and financial independence.

🎧 Start today. Your future self will thank you.

Key Quotes:

“Every dollar you save or invest today buys you more choices later.”
“Retirement isn’t about quitting work — it’s about choosing how you live your life.”
“Financial freedom doesn’t come from luck, it comes from direction.”
“Super is your future income machine — feed it now so it can feed you later.”

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

#SugarMammaTV #FireplayPodcast #CannaCampbell #EarlyRetirement #FinancialFreedom #MoneyMotivation #InvestingForWomen #Superannuation #PassiveIncome #DebtFreeJourney #SmartMoneyMoves #WealthBuilding #FinancialPlanner #PersonalFinanceAustralia #FIREMovement

Many Australians are pushing back their retirement age &mdash; not because they want to, but because they feel they have to. In this empowering episode of SugarMamma&rsquo;s Fireplay, Financial Planner and author Canna Campbell reveals the seven powerful steps that can help you retire earlier, live better, and finally enjoy the freedom you&rsquo;ve been working toward.
Forget luck or risky crypto trades &mdash; early retirement is about strategy and discipline. You&rsquo;ll learn how to: 💥 Prioritise and grow your super for long-term success 💥 Manage debt strategically so it&rsquo;s gone before you retire 💥 Invest outside super to create early passive income 💥 Cut financial clutter and stop wasting money on stuff 💥 Build side hustles or part-time gigs that accelerate your goals 💥 Use the downsizer rules to free up equity tax-effectively 💥 Set meaningful money goals and track them every 6 months
This episode will leave you motivated and empowered to take practical steps &mdash; right now &mdash; toward your own version of early retirement and financial independence.
🎧 Start today. Your future self will thank you.
Key Quotes:
<blockquote data-start="1723" data-end="2039">
&ldquo;Every dollar you save or invest today buys you more choices later.&rdquo; &ldquo;Retirement isn&rsquo;t about quitting work &mdash; it&rsquo;s about choosing how you live your life.&rdquo; &ldquo;Financial freedom doesn&rsquo;t come from luck, it comes from direction.&rdquo; &ldquo;Super is your future income machine &mdash; feed it now so it can feed you later.&rdquo;
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="http://www.sugarmammatv.com/">SugarMammaTV.com</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;
</blockquote>
#SugarMammaTV #FireplayPodcast #CannaCampbell #EarlyRetirement #FinancialFreedom #MoneyMotivation #InvestingForWomen #Superannuation #PassiveIncome #DebtFreeJourney #SmartMoneyMoves #WealthBuilding #FinancialPlanner #PersonalFinanceAustralia #FIREMovement

🔥 How to Retire Earlier Than You Think: 7 Smart Money Moves That Actually Work

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/38510758-222f-4475-8f1e-b38f007d7e59/transcript

So many people tell me, “I’ve tried budgeting — it just doesn’t work for me.”
But here’s the truth: it’s not you — it’s the budget.

In this Start Here episode, I break down why most budgets fail and share seven practical foundations to help you finally take control of your money — without guilt, shame, or unrealistic expectations.

This episode is for you if:


You keep running out of money before payday


You rely on credit cards to get through the month


You’ve tried budgeting before and “failed”


You feel stuck in a cycle of debt and frustration

🎯 What you’ll learn in this episode:


Why budgeting is about systems, not willpower


The biggest budgeting mistakes people don’t even realise they’re making


How forgotten expenses quietly sabotage your cashflow


Why honesty and buffers are essential to any successful budget


How simplifying your bank accounts can completely change your money flow


Why your financial goals must be built into your budget

This episode is designed to help you get started properly, feel empowered again, and stop going around in circles with your money.

💡 If you’d like deeper support, my SugarMamma Budget & Cashflow Academy includes structured learning plus a one-on-one session with me. Learn more atcourses.sugarmamma.tv

⚠️ Disclaimer

This podcast provides general information only and does not constitute personal financial advice. Please consider your own circumstances or seek advice from a licensed professional before making financial decisions.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

So many people tell me, &ldquo;I&rsquo;ve tried budgeting &mdash; it just doesn&rsquo;t work for me.&rdquo; But here&rsquo;s the truth: it&rsquo;s not you &mdash; it&rsquo;s the budget.
In this Start Here episode, I break down why most budgets fail and share seven practical foundations to help you finally take control of your money &mdash; without guilt, shame, or unrealistic expectations.
This episode is for you if:
<ul data-start="951" data-end="1153">
<li data-start="951" data-end="998">
You keep running out of money before payday
</li>
<li data-start="999" data-end="1052">
You rely on credit cards to get through the month
</li>
<li data-start="1053" data-end="1099">
You&rsquo;ve tried budgeting before and &ldquo;failed&rdquo;
</li>
<li data-start="1100" data-end="1153">
You feel stuck in a cycle of debt and frustration
</li>
</ul>
🎯 What you&rsquo;ll learn in this episode:
<ul data-start="1197" data-end="1586">
<li data-start="1197" data-end="1246">
Why budgeting is about systems, not willpower
</li>
<li data-start="1247" data-end="1322">
The biggest budgeting mistakes people don&rsquo;t even realise they&rsquo;re making
</li>
<li data-start="1323" data-end="1380">
How forgotten expenses quietly sabotage your cashflow
</li>
<li data-start="1381" data-end="1447">
Why honesty and buffers are essential to any successful budget
</li>
<li data-start="1448" data-end="1524">
How simplifying your bank accounts can completely change your money flow
</li>
<li data-start="1525" data-end="1586">
Why your financial goals must be built into your budget
</li>
</ul>
This episode is designed to help you get started properly, feel empowered again, and stop going around in circles with your money.
💡 If you&rsquo;d like deeper support, my SugarMamma Budget &amp; Cashflow Academy includes structured learning plus a one-on-one session with me. Learn more at courses.sugarmamma.tv
<hr data-start="1904" data-end="1907">
⚠️ Disclaimer
This podcast provides general information only and does not constitute personal financial advice. Please consider your own circumstances or seek advice from a licensed professional before making financial decisions.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="http://www.sugarmammatv.com/">SugarMammaTV.com</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

START HERE: Why Your Budget Keeps Failing (And How to Finally Fix It)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0804d193-055b-4391-af38-b3c80016299f/transcript

SugarMamma’s Fireplay (Trailer)

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