Feeling exhausted by money? You’re not alone.

In this empowering episode of Start Here, Canna Campbell answers Mandy’s heartfelt question about financial burnout. After years of saving and sacrificing for a home deposit, Mandy now finds herself going backwards — dipping into her hard-earned savings just to cover essentials.

Canna shares a compassionate pep talk and six practical steps to help anyone reignite their financial fire:


Why acknowledging burnout is the first step to recovery.


How to redefine what progress really looks like.


Bringing back balance and joy so money doesn’t feel like punishment.


Adjusting your strategy without giving up on your dream.


Finding support in financial communities online.


Setting micro-goals that spark momentum and motivation.

If you’ve ever felt deflated, stuck, or ready to quit on your financial journey, this episode will give you fresh hope, practical strategies, and the reminder that persistence — not perfection — is what creates financial freedom.

👉 Share this episode with someone who might be struggling too. And if you’d like Canna to answer your money question in a future Start Here episode, email canna@sugarmamma.tv OR DM her on Instagram: @SugarMamma or @CannaCampbellOfficial   

⚖️ Additional General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

#FinancialBurnout #MoneyMindset #FinancialWellbeing #SugarMamma #FireplayPodcast #MoneyTips #FinancialIndependence #BudgetingTips #MoneyMotivation #DebtFreeJourney #FrugalLiving #FinancialFreedom

Feeling exhausted by money? You&rsquo;re not alone.
In this empowering episode of Start Here, Canna Campbell answers Mandy&rsquo;s heartfelt question about financial burnout. After years of saving and sacrificing for a home deposit, Mandy now finds herself going backwards &mdash; dipping into her hard-earned savings just to cover essentials.
Canna shares a compassionate pep talk and six practical steps to help anyone reignite their financial fire:
<ul data-start="780" data-end="1140">
<li data-start="780" data-end="840">
Why acknowledging burnout is the first step to recovery.
</li>
<li data-start="841" data-end="893">
How to redefine what progress really looks like.
</li>
<li data-start="894" data-end="966">
Bringing back balance and joy so money doesn&rsquo;t feel like punishment.
</li>
<li data-start="967" data-end="1027">
Adjusting your strategy without giving up on your dream.
</li>
<li data-start="1028" data-end="1080">
Finding support in financial communities online.
</li>
<li data-start="1081" data-end="1140">
Setting micro-goals that spark momentum and motivation.
</li>
</ul>
If you&rsquo;ve ever felt deflated, stuck, or ready to quit on your financial journey, this episode will give you fresh hope, practical strategies, and the reminder that persistence &mdash; not perfection &mdash; is what creates financial freedom.
👉 Share this episode with someone who might be struggling too. And if you&rsquo;d like Canna to answer your money question in a future Start Here episode, email <a href="mailto:canna@sugarmamma.tv">canna@sugarmamma.tv</a> OR DM her on Instagram:&nbsp;<a href="https://www.instagram.com/sugarmamma" data-start="1548" data-end="1599">@SugarMamma</a> or <a href="https://www.instagram.com/cannacampbellofficial" data-start="1603" data-end="1676">@CannaCampbellOfficial&nbsp;&nbsp;&nbsp;</a>
⚖️ Additional General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
#FinancialBurnout #MoneyMindset #FinancialWellbeing #SugarMamma #FireplayPodcast #MoneyTips #FinancialIndependence #BudgetingTips #MoneyMotivation #DebtFreeJourney #FrugalLiving #FinancialFreedom

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

SugarMamma’s Fireplay

START HERE: Beating Financial Burnout - Finding Balance, Motivation & Hope For Mandy

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/6834e2b2-92ce-4536-aebf-b35d003c782b/transcript

In this Start Here episode, Canna answers Pamela’s question:

“I’ve only got $77,000 in super and plan to retire in three years at 65. My home is worth $3 million, but most of my money is tied up in it. I’m considering downsizing — what do I need to know to make this money last?”

Canna explains:


How the Downsizer Contribution rules work and who qualifies.


What to check before selling — including getting professional valuations, researching new property costs, and calculating net proceeds after fees.


Why the downsizer top-up might not fully close a retirement gap, and what other strategies can help bridge the difference.


How to plan your cash flow, super contributions, and investment mix for sustainable income in retirement.


Why working with a licensed financial planner can make all the difference in mapping out the next stage of your financial journey.

If you’re 55 or older and considering freeing up equity from your home, this episode will help you understand how to turn that value into a secure, flexible, and confident retirement plan.

🪙 Key Takeaways


The Downsizer Contribution allows up to $300K per person (or $600K per couple) to be added to super from the sale of your home.


You must make the contribution within 90 days of settlement and you only get one opportunity to do so.


Always account for sale and purchase costs — including commissions, stamp duty, and moving expenses — before assuming how much you’ll unlock.


A financial planner can help close any remaining gap through salary sacrificing, after-tax contributions, and long-term investing strategies.


Downsizing is about financial freedom, not just a smaller home.

⚠️ General Advice Disclaimer

This podcast provides general advice only and has been prepared without taking into account your objectives, financial situation, or needs. Before acting on any information, you should consider whether it is appropriate for you and, where appropriate, seek personal financial advice from a licensed financial planner.

📱 Connect with Canna

Instagram: @SugarMammaTV | @CannaCampbellOfficial
Podcast: SugarMamma’s Fireplay
YouTube: SugarMammaTV
Books: The $1000 Project | Mindful Money | Financial Freedom (coming soon)

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

In this Start Here episode, Canna answers Pamela&rsquo;s question:
<blockquote data-start="350" data-end="572">
&ldquo;I&rsquo;ve only got $77,000 in super and plan to retire in three years at 65. My home is worth $3 million, but most of my money is tied up in it. I&rsquo;m considering downsizing &mdash; what do I need to know to make this money last?&rdquo;
</blockquote>
Canna explains:
<ul data-start="592" data-end="1187">
<li data-start="592" data-end="660">
How the Downsizer Contribution rules work and who qualifies.
</li>
<li data-start="661" data-end="811">
What to check before selling &mdash; including getting professional valuations, researching new property costs, and calculating net proceeds after fees.
</li>
<li data-start="812" data-end="938">
Why the downsizer top-up might not fully close a retirement gap, and what other strategies can help bridge the difference.
</li>
<li data-start="939" data-end="1048">
How to plan your cash flow, super contributions, and investment mix for sustainable income in retirement.
</li>
<li data-start="1049" data-end="1187">
Why working with a licensed financial planner can make all the difference in mapping out the next stage of your financial journey.
</li>
</ul>
If you&rsquo;re 55 or older and considering freeing up equity from your home, this episode will help you understand how to turn that value into a secure, flexible, and confident retirement plan.
<hr data-start="1381" data-end="1384">
🪙 Key Takeaways
<ul data-start="1411" data-end="2037">
<li data-start="1411" data-end="1546">
The Downsizer Contribution allows up to $300K per person (or $600K per couple) to be added to super from the sale of your home.
</li>
<li data-start="1547" data-end="1661">
You must make the contribution within 90 days of settlement and you only get one opportunity to do so.
</li>
<li data-start="1662" data-end="1807">
Always account for sale and purchase costs &mdash; including commissions, stamp duty, and moving expenses &mdash; before assuming how much you&rsquo;ll unlock.
</li>
<li data-start="1808" data-end="1965">
A financial planner can help close any remaining gap through salary sacrificing, after-tax contributions, and long-term investing strategies.
</li>
<li data-start="1966" data-end="2037">
Downsizing is about financial freedom, not just a smaller home.
</li>
</ul>
<hr data-start="2039" data-end="2042">
⚠️ General Advice Disclaimer
This podcast provides general advice only and has been prepared without taking into account your objectives, financial situation, or needs. Before acting on any information, you should consider whether it is appropriate for you and, where appropriate, seek personal financial advice from a licensed financial planner.
<hr data-start="2404" data-end="2407">
📱 Connect with Canna
Instagram: <a href="https://www.instagram.com/sugarmammatv" data-start="2450" data-end="2505">@SugarMammaTV</a> | <a href="https://www.instagram.com/cannacampbellofficial" data-start="2508" data-end="2581">@CannaCampbellOfficial</a> Podcast: SugarMamma&rsquo;s Fireplay YouTube: SugarMammaTV Books: The $1000 Project | Mindful Money | Financial Freedom (coming soon)
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

START HERE: Downsizing for Retirement: How to Turn Your Home Equity Into Financial Freedom

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/80a760cb-90c2-49ee-be1a-b3870007a7d2/transcript

Welcome to Ask Adam: Home Upgrades and

Signs It's Time to Upgrade Your Home

The Upgrade Dilemma: Financial vs Emotional

The First Step: Assessing Your Finances and

Navigating the Timing Challenge of Upgrading

The Hidden Costs of Upgrading

Navigating Interest Rates in the Current

The Benefits of Working with a Mortgage

Preparing for the Future: Smart Steps for

Closing Remarks and Contact Information

Promoting Blue Lantern's Expert Services

Your favourite Mortgage Broker is back, Adam McCabe from Blue Lantern. One of the best Mortgage Broking firms in Australia and the most experienced. Today we get to ask Adam about upgrading the family home...when is the right time to make the big move and what is the best and safest way to make this happen as smoothly as possible. 

In this episode we learn so much about the process but also the essential hacks and tips to ensure that you are in the driving seat at all times and this important milestone is achieved with no regrets and in the best way possible. 

If you would like to chat with Adam about your mortgage, upgrading ideas and needs or even debt recycling, you can contact him on 0423 685 133 or Adam.Mccabe@bluelantern.com.au 

Instagram: https://www.instagram.com/bluelanternhomeloans/ 

Not sponsored: Please note that we do not receive any financial benefit in any form from having Adam on the show. We are honoured to have such a valuable insights shared by Adam, taking time out of his busy day to help us with our financial journey's which often include a mortgage free life.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

Your favourite Mortgage Broker is back, Adam McCabe from Blue Lantern. One of the best Mortgage Broking firms in Australia and the most experienced. Today we get to ask Adam about upgrading the family home...when is the right time to make the big move and what is the best and safest way to make this happen as smoothly as possible.&nbsp;
In this episode we learn so much about the process but also the essential hacks and tips to ensure that you are in the driving seat at all times and this important milestone is achieved with no regrets and in the best way possible.&nbsp;
If you would like to chat with Adam about your mortgage, upgrading ideas and needs or even debt recycling, you can contact him on 0423 685 133 or <a href="mailto:Adam.Mccabe@bluelantern.com.au">Adam.Mccabe@bluelantern.com.au</a>&nbsp;
Instagram: <a href="https://www.instagram.com/bluelanternhomeloans/">https://www.instagram.com/bluelanternhomeloans/</a>&nbsp;
Not sponsored: Please note that we do not receive any financial benefit in any form from having Adam on the show. We are honoured to have such a valuable insights shared by Adam, taking time out of his busy day to help us with our financial journey's which often include a mortgage free life.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

ASK ADAM: When and how to upgrade the family home without going broke

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/42e135d7-65bb-414b-87b9-b3350155c85f/transcript

In this heartfelt Start Here episode, Canna answers a listener’s question about how to talk to ageing parents about money — especially when you’re worried they might make risky decisions around super or retirement.

Canna explores how to start these sensitive conversations with empathy, respect, and confidence. She shares practical tools and scripts for opening the dialogue without conflict, helping your parents get quality financial advice, and keeping family boundaries intact while staying supportive.

What You’ll Learn:
✨ Why conversations about money across generations can be emotional — and how to make them constructive
✨ How to lead with curiosity rather than control
✨ Ways to encourage your parents to do a financial “health check”
✨ How to use free support like Centrelink’s Financial Information Service (FIS)
✨ The benefits of asking super funds if they offer free general advice
✨ How to balance helping your parents while protecting your own goals
✨ The key phrase that will change every family money talk: “I’m your ally, not your auditor.”

Key Takeaway:
Talking about money with your parents isn’t about control — it’s about care. Lead with empathy, curiosity, and respect, and remember: progress in family finances is measured not by who’s right, but by who feels heard.

📎 Disclaimers

This episode provides general financial education only and does not constitute personal financial advice or product recommendations. You should always consider your personal circumstances and seek advice from a licensed financial planner before making financial decisions.

📲 Follow & Share

If this episode helped you, please share it with someone who might be navigating the same challenge.
Follow Canna on Instagram at @SugarMammaTV and @CannaCampbellOfficial.
🎧 Subscribe to SugarMamma’s Fireplay wherever you listen to your podcasts.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMamma.TV
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

In this heartfelt Start Here episode, Canna answers a listener&rsquo;s question about how to talk to ageing parents about money &mdash; especially when you&rsquo;re worried they might make risky decisions around super or retirement.
Canna explores how to start these sensitive conversations with empathy, respect, and confidence. She shares practical tools and scripts for opening the dialogue without conflict, helping your parents get quality financial advice, and keeping family boundaries intact while staying supportive.
What You&rsquo;ll Learn: ✨ Why conversations about money across generations can be emotional &mdash; and how to make them constructive ✨ How to lead with curiosity rather than control ✨ Ways to encourage your parents to do a financial &ldquo;health check&rdquo; ✨ How to use free support like Centrelink&rsquo;s Financial Information Service (FIS) ✨ The benefits of asking super funds if they offer free general advice ✨ How to balance helping your parents while protecting your own goals ✨ The key phrase that will change every family money talk: &ldquo;I&rsquo;m your ally, not your auditor.&rdquo;
Key Takeaway: Talking about money with your parents isn&rsquo;t about control &mdash; it&rsquo;s about care. Lead with empathy, curiosity, and respect, and remember: progress in family finances is measured not by who&rsquo;s right, but by who feels heard.
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📎 Disclaimers
This episode provides general financial education only and does not constitute personal financial advice or product recommendations. You should always consider your personal circumstances and seek advice from a licensed financial planner before making financial decisions.
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📲 Follow &amp; Share
If this episode helped you, please share it with someone who might be navigating the same challenge. Follow Canna on Instagram at <a href="https://www.instagram.com/sugarmammatv" data-start="2100" data-end="2155">@SugarMammaTV</a> and <a href="https://www.instagram.com/cannacampbellofficial" data-start="2160" data-end="2233">@CannaCampbellOfficial</a>. 🎧 Subscribe to SugarMamma&rsquo;s Fireplay wherever you listen to your podcasts.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
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<li>Website:<a href="https://www.sugarmamma.tv/">SugarMamma.TV</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

START HERE: How to Talk to Your Parents About Money (Without Starting a Fight)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/c6f425a5-8f20-49cc-9e94-b38700077985/transcript

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