In this week's podcast we hear from Emma, who proves even as a single mother you can build yourself up from financial problems and heartache when using amazing budgeting and cashflow hacks to build mindful money! With her hacks Emma's accumulated $40,000 in savings and a created diversified share portfolio for her daughter. Now she shares her story with you!
 
My Instagram accounts to follow: @SugarMammaTV @CannaCampbellofficial 
My YouTube channel - over 400 bite size videos! https://www.youtube.com/channel/UC4Apd1uiOZ368g9YEN4A1RQ
Subscribe to my newsletter, The $ugar Hit 
www.SugarMammaTV - get a free budget template and workbook 
Tik Tok - https://www.tiktok.com/@sugarmammatv


General Advice Disclaimer & Financial Planning License Details: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.


Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

In this week's podcast we hear from Emma, who proves even as a single mother you can build yourself up from financial problems and heartache when using amazing budgeting and cashflow hacks to build mindful money! With her hacks Emma's accumulated $40,000 in savings and a created diversified share portfolio for her daughter. Now she shares her story with you! &nbsp; My Instagram accounts to follow: @SugarMammaTV @CannaCampbellofficial&nbsp; My YouTube channel - over 400 bite size videos!&nbsp;https://www.youtube.com/channel/UC4Apd1uiOZ368g9YEN4A1RQ Subscribe to my newsletter, The $ugar Hit&nbsp; www.SugarMammaTV&nbsp;- get a free budget template and workbook&nbsp; Tik Tok -&nbsp;<a href="https://www.tiktok.com/@sugarmammatv">https://www.tiktok.com/@sugarmammatv</a>
 General Advice Disclaimer &amp; Financial Planning License Details: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.
 Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

SugarMamma’s Fireplay

ON YOUR OWN TERMS - The Single Mother Who Will Inspire You To Build A Richer, Happier & More Authentic Life

Many Australians are pushing back their retirement age — not because they want to, but because they feel they have to.
In this empowering episode of SugarMamma’s Fireplay, Financial Planner and author Canna Campbell reveals the seven powerful steps that can help you retire earlier, live better, and finally enjoy the freedom you’ve been working toward.

Forget luck or risky crypto trades — early retirement is about strategy and discipline. You’ll learn how to:
💥 Prioritise and grow your super for long-term success
💥 Manage debt strategically so it’s gone before you retire
💥 Invest outside super to create early passive income
💥 Cut financial clutter and stop wasting money on stuff
💥 Build side hustles or part-time gigs that accelerate your goals
💥 Use the downsizer rules to free up equity tax-effectively
💥 Set meaningful money goals and track them every 6 months

This episode will leave you motivated and empowered to take practical steps — right now — toward your own version of early retirement and financial independence.

🎧 Start today. Your future self will thank you.

Key Quotes:

“Every dollar you save or invest today buys you more choices later.”
“Retirement isn’t about quitting work — it’s about choosing how you live your life.”
“Financial freedom doesn’t come from luck, it comes from direction.”
“Super is your future income machine — feed it now so it can feed you later.”

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

#SugarMammaTV #FireplayPodcast #CannaCampbell #EarlyRetirement #FinancialFreedom #MoneyMotivation #InvestingForWomen #Superannuation #PassiveIncome #DebtFreeJourney #SmartMoneyMoves #WealthBuilding #FinancialPlanner #PersonalFinanceAustralia #FIREMovement

Many Australians are pushing back their retirement age &mdash; not because they want to, but because they feel they have to. In this empowering episode of SugarMamma&rsquo;s Fireplay, Financial Planner and author Canna Campbell reveals the seven powerful steps that can help you retire earlier, live better, and finally enjoy the freedom you&rsquo;ve been working toward.
Forget luck or risky crypto trades &mdash; early retirement is about strategy and discipline. You&rsquo;ll learn how to: 💥 Prioritise and grow your super for long-term success 💥 Manage debt strategically so it&rsquo;s gone before you retire 💥 Invest outside super to create early passive income 💥 Cut financial clutter and stop wasting money on stuff 💥 Build side hustles or part-time gigs that accelerate your goals 💥 Use the downsizer rules to free up equity tax-effectively 💥 Set meaningful money goals and track them every 6 months
This episode will leave you motivated and empowered to take practical steps &mdash; right now &mdash; toward your own version of early retirement and financial independence.
🎧 Start today. Your future self will thank you.
Key Quotes:
<blockquote data-start="1723" data-end="2039">
&ldquo;Every dollar you save or invest today buys you more choices later.&rdquo; &ldquo;Retirement isn&rsquo;t about quitting work &mdash; it&rsquo;s about choosing how you live your life.&rdquo; &ldquo;Financial freedom doesn&rsquo;t come from luck, it comes from direction.&rdquo; &ldquo;Super is your future income machine &mdash; feed it now so it can feed you later.&rdquo;
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="http://www.sugarmammatv.com/">SugarMammaTV.com</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;
</blockquote>
#SugarMammaTV #FireplayPodcast #CannaCampbell #EarlyRetirement #FinancialFreedom #MoneyMotivation #InvestingForWomen #Superannuation #PassiveIncome #DebtFreeJourney #SmartMoneyMoves #WealthBuilding #FinancialPlanner #PersonalFinanceAustralia #FIREMovement

🔥 How to Retire Earlier Than You Think: 7 Smart Money Moves That Actually Work

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/38510758-222f-4475-8f1e-b38f007d7e59/transcript

So many people tell me, “I’ve tried budgeting — it just doesn’t work for me.”
But here’s the truth: it’s not you — it’s the budget.

In this Start Here episode, I break down why most budgets fail and share seven practical foundations to help you finally take control of your money — without guilt, shame, or unrealistic expectations.

This episode is for you if:


You keep running out of money before payday


You rely on credit cards to get through the month


You’ve tried budgeting before and “failed”


You feel stuck in a cycle of debt and frustration

🎯 What you’ll learn in this episode:


Why budgeting is about systems, not willpower


The biggest budgeting mistakes people don’t even realise they’re making


How forgotten expenses quietly sabotage your cashflow


Why honesty and buffers are essential to any successful budget


How simplifying your bank accounts can completely change your money flow


Why your financial goals must be built into your budget

This episode is designed to help you get started properly, feel empowered again, and stop going around in circles with your money.

💡 If you’d like deeper support, my SugarMamma Budget & Cashflow Academy includes structured learning plus a one-on-one session with me. Learn more atcourses.sugarmamma.tv

⚠️ Disclaimer

This podcast provides general information only and does not constitute personal financial advice. Please consider your own circumstances or seek advice from a licensed professional before making financial decisions.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

So many people tell me, &ldquo;I&rsquo;ve tried budgeting &mdash; it just doesn&rsquo;t work for me.&rdquo; But here&rsquo;s the truth: it&rsquo;s not you &mdash; it&rsquo;s the budget.
In this Start Here episode, I break down why most budgets fail and share seven practical foundations to help you finally take control of your money &mdash; without guilt, shame, or unrealistic expectations.
This episode is for you if:
<ul data-start="951" data-end="1153">
<li data-start="951" data-end="998">
You keep running out of money before payday
</li>
<li data-start="999" data-end="1052">
You rely on credit cards to get through the month
</li>
<li data-start="1053" data-end="1099">
You&rsquo;ve tried budgeting before and &ldquo;failed&rdquo;
</li>
<li data-start="1100" data-end="1153">
You feel stuck in a cycle of debt and frustration
</li>
</ul>
🎯 What you&rsquo;ll learn in this episode:
<ul data-start="1197" data-end="1586">
<li data-start="1197" data-end="1246">
Why budgeting is about systems, not willpower
</li>
<li data-start="1247" data-end="1322">
The biggest budgeting mistakes people don&rsquo;t even realise they&rsquo;re making
</li>
<li data-start="1323" data-end="1380">
How forgotten expenses quietly sabotage your cashflow
</li>
<li data-start="1381" data-end="1447">
Why honesty and buffers are essential to any successful budget
</li>
<li data-start="1448" data-end="1524">
How simplifying your bank accounts can completely change your money flow
</li>
<li data-start="1525" data-end="1586">
Why your financial goals must be built into your budget
</li>
</ul>
This episode is designed to help you get started properly, feel empowered again, and stop going around in circles with your money.
💡 If you&rsquo;d like deeper support, my SugarMamma Budget &amp; Cashflow Academy includes structured learning plus a one-on-one session with me. Learn more at courses.sugarmamma.tv
<hr data-start="1904" data-end="1907">
⚠️ Disclaimer
This podcast provides general information only and does not constitute personal financial advice. Please consider your own circumstances or seek advice from a licensed professional before making financial decisions.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="http://www.sugarmammatv.com/">SugarMammaTV.com</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

START HERE: Why Your Budget Keeps Failing (And How to Finally Fix It)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0804d193-055b-4391-af38-b3c80016299f/transcript

Welcome to Sugar Mamma's Fireplay

The Power of Early Investing

The Simple Truth About Investing

Consistency is Key: A $775,000 Lesson

The Importance of Reinvesting Dividends

Five Steps to Start Investing

Avoiding Common Investing Pitfalls

Closing Thoughts and Call to Action

Investing doesn’t require wealth...it creates it.

In this episode of SugarMamma’s Fireplay, Canna Campbell breaks down a simple, no-overwhelm, five-step roadmap to help you start investing with confidence — even if you’re starting small or feel behind.

Inspired by a powerful long-term Vanguard example, Canna explains how consistent investing beats timing the market, why reinvesting dividends is non-negotiable, and how everyday Australians can build real wealth and passive income without stock-picking or stress.

Whether you’re in your 20s, 40s or beyond, this episode is about building wealth habits — not chasing hype.

In this episode, you’ll learn:


Why starting early (or starting now) matters more than how much you invest


The famous Vanguard example showing how $500/month grew into $775,000


The 5 simple steps to begin investing safely and sustainably


How to use ETFs and LICs for instant diversification within your investment portfolio


Why automation is the secret weapon of long-term wealth


The power of reinvesting dividends (and resisting the temptation to spend them)


The biggest investing mistakes to avoid


How passive income becomes the true measure of financial independence

The 5 Steps Covered:


Open an online share trading account


Choose diversified ETFs or LICs


Automate a regular investment plan


Reinvest all dividends - the power of dividend investing for financial independence


Track and grow your passive income

Who this episode is for:


Beginners who feel overwhelmed by investing


Anyone who thinks they “don’t earn enough yet”


People who want financial independence, not financial stress 


FIRE-curious listeners ready to take control of their future

Mantra from this episode:
Small steps. Big future.

🎙️ Listen now and take the first step toward building the financial freedom your future self will thank you for.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

Investing doesn&rsquo;t require wealth...it creates it.
In this episode of SugarMamma&rsquo;s Fireplay, Canna Campbell breaks down a simple, no-overwhelm, five-step roadmap to help you start investing with confidence &mdash; even if you&rsquo;re starting small or feel behind.
Inspired by a powerful long-term Vanguard example, Canna explains how consistent investing beats timing the market, why reinvesting dividends is non-negotiable, and how everyday Australians can build real wealth and passive income without stock-picking or stress.
Whether you&rsquo;re in your 20s, 40s or beyond, this episode is about building wealth habits &mdash; not chasing hype.
In this episode, you&rsquo;ll learn:
<ul data-start="1374" data-end="1902">
<li data-start="1374" data-end="1450">
Why starting early (or starting now) matters more than how much you invest
</li>
<li data-start="1451" data-end="1526">
The famous Vanguard example showing how $500/month grew into $775,000
</li>
<li data-start="1527" data-end="1593">
The 5 simple steps to begin investing safely and sustainably
</li>
<li data-start="1594" data-end="1648">
How to use ETFs and LICs for instant diversification within your investment portfolio
</li>
<li data-start="1649" data-end="1706">
Why automation is the secret weapon of long-term wealth
</li>
<li data-start="1707" data-end="1788">
The power of reinvesting dividends (and resisting the temptation to spend them)
</li>
<li data-start="1789" data-end="1830">
The biggest investing mistakes to avoid
</li>
<li data-start="1831" data-end="1902">
How passive income becomes the true measure of financial independence
</li>
</ul>
The 5 Steps Covered:
<ol data-start="1933" data-end="2119">
<li data-start="1933" data-end="1974">
Open an online share trading account
</li>
<li data-start="1975" data-end="2011">
Choose diversified ETFs or LICs
</li>
<li data-start="2012" data-end="2051">
Automate a regular investment plan
</li>
<li data-start="2052" data-end="2079">
Reinvest all dividends - the power of dividend investing for financial independence
</li>
<li data-start="2080" data-end="2119">
Track and grow your passive income
</li>
</ol>
Who this episode is for:
<ul data-start="2154" data-end="2382">
<li data-start="2154" data-end="2201">
Beginners who feel overwhelmed by investing
</li>
<li data-start="2202" data-end="2252">
Anyone who thinks they &ldquo;don&rsquo;t earn enough yet&rdquo;
</li>
<li data-start="2253" data-end="2317">
People who want financial independence, not financial stress&nbsp;
</li>
<li data-start="2318" data-end="2382">
FIRE-curious listeners ready to take control of their future
</li>
</ul>
<blockquote data-start="2384" data-end="2446">
Mantra from this episode: Small steps. Big future.
</blockquote>
🎙️ Listen now and take the first step toward building the financial freedom your future self will thank you for.
💬 Let&rsquo;s Keep the Conversation Going
I&rsquo;d love to hear your thoughts on this episode! Reach out to me anytime on Instagram&nbsp;<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;so we can keep this important conversation alive.
📚 My Books
If you&rsquo;re ready to deepen your financial knowledge, check out my books:
<ul>
<li>Best Seller:<a href="https://amzn.to/3RV0Bnq">The $1000 Project</a></li>
<li>**Mindful Money](<a href="https://amzn.to/3RV0poc">https://amzn.to/3RV0poc</a>)</li>
<li>Motivated Money by Peter Thornhill(a huge inspiration for me):&nbsp;<a href="https://amzn.to/40rn2Vr">Read it here</a></li>
</ul>
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here&rsquo;s how we can work together:
<ol>
<li>The SugarMamma Budget &amp; Cashflow Academy Sick of living paycheque to paycheque or feeling overwhelmed by your money? This course includes aone-on-one appointment with me&nbsp;so I can personally help you. 👉&nbsp;<a href="https://courses.sugarmamma.tv/Signup">Enrol here</a></li>
<li>Money Mindset &amp; Manifestation Coaching Join my program for ongoing support, clarity, and motivation. You&rsquo;ll get direct access to me and a community of like-minded people ready to make powerful change. 👉<a href="https://courses.sugarmamma.tv/join">Join here</a></li>
</ol>
🌟 Stay Connected &amp; Inspired
<ul>
<li>Instagram:<a href="https://www.instagram.com/sugarmammatv">@SugarMammaTV</a>&nbsp;&mdash; money, budgeting, cashflow &amp; motivation</li>
<li>Instagram:<a href="https://www.instagram.com/cannacampbellofficial">@CannaCampbellofficial</a>&nbsp;&mdash; lifestyle, capsule wardrobe fashion, motherhood</li>
<li>TikTok:<a href="https://www.tiktok.com/@sugarmammatv">@SugarMammaTV</a></li>
<li>YouTube:<a href="https://www.youtube.com/c/SugarMamma">SugarMammaTV</a>&nbsp;&mdash; over 500 bite-sized videos with more than 12 million views!</li>
<li>Website:<a href="http://www.sugarmammatv.com/">SugarMammaTV.com</a></li>
<li>Don&rsquo;t forget my other podcast:How Do They Afford That?&nbsp;👉&nbsp;<a href="https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235">Listen here</a></li>
</ul>
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is&nbsp;general information only&nbsp;&mdash; never personal, product, or investment advice. Always:
<ul>
<li>Do your own research.</li>
<li>Weigh up the pros, cons, fees, caps, taxes, and risks.</li>
<li>Seek professional advice before making financial decisions.</li>
</ul>
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an&nbsp;Authorised Representative and Financial Adviser&nbsp;of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
&nbsp;

How to Start Investing in 5 Simple Steps (and Change Your Financial Future)

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/67a0abda-fcba-4b79-ab17-b3b60166e007/transcript

ON YOUR OWN TERMS - The Single Mother Who Will Inspire You To Build A Richer, Happier & More Authentic Life

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