We recap some of the most interesting conversations we’ve had on the show, including budgeting for your wedding, Buy Now Pay Later, the mental health impact of bankruptcy and the recent EPF withdrawals. Image credit: Shutterstock.com

We recap some of the most interesting conversations we’ve had on the show, including budgeting for your wedding, Buy Now Pay Later, the mental health impact of bankruptcy and the recent EPF withdrawals. Image credit: Shutterstock.com

Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.

Ringgit and Sense

We explore financial themes and help you make sense of the world of finance. From setting financial goals, managing finances, investing and understanding the various issues that affect our wallets. Ringgit and Sense wants to help you understand personal risk profiles, realistic investment horizons, retirement planning, managing education loans and health insurance plans, as well as breaking down the various personal finance products that are available.

Ringgit & Sense

Ringgit and Sense 2021: Important Lessons Of The Year

Singapore is Southeast Asia's largest stock market, but most Malaysian investors only go as far as DBS, UOB, and OCBC for dividends. Is there more to the SGX than yield plays?

We discuss:


• Beyond the banks and REITs, which sectors and themes on the Singapore stock market deserve a closer look.

• Can Singapore small caps deliver the multi-bagger returns and what to look for when picking them.

• How Singaporean REITs stack up against Malaysian REITs

• What the new SGX-Nasdaq dual-listing arrangement, share buybacks, and MAS-backed market reforms actually mean for retail investors.


Image Credit: Shutterstock

Singapore is Southeast Asia's largest stock market, but most Malaysian investors only go as far as DBS, UOB, and OCBC for dividends. Is there more to the SGX than yield plays?We discuss:<ul><li>• Beyond the banks and REITs, which sectors and themes on the Singapore stock market deserve a closer look.</li></ul>• Can Singapore small caps deliver the multi-bagger returns and what to look for when picking them.• How Singaporean REITs stack up against Malaysian REITs• What the new SGX-Nasdaq dual-listing arrangement, share buybacks, and MAS-backed market reforms actually mean for retail investors. Image Credit: Shutterstock

Beyond Banks: The SGX Uncovered 

Buy Now Pay Later has become the default payment method for millions of Malaysian consumers, promising instant approval and zero friction at checkout. But that is changing, and the new Consumer Credit Act is rewriting the rules. 

Johnson Hong and Lo Khai Yi, partners at Halim Hong & Quek, discuss new legal requirements placed on BNPL providers, shoppers, and its impact on the broader consumer finance landscape.

Buy Now Pay Later has become the default payment method for millions of Malaysian consumers, promising instant approval and zero friction at checkout. But that is changing, and the new Consumer Credit Act is rewriting the rules. Johnson Hong and Lo Khai Yi, partners at Halim Hong &amp; Quek, discuss new legal requirements placed on BNPL providers, shoppers, and its impact on the broader consumer finance landscape.

You Use BNPL. Now the Law Has Your Back

Wahed's new fractional real estate product lets investors tap into Shariah-compliant property exposure with as little as RM500. We speak to Mohsin Siddiqui, CEO of Wahed, about how the product works, how it stacks up against i-REITs, and whether being Shariah-compliant comes at the cost of returns.

Wahed's new fractional real estate product lets investors tap into Shariah-compliant property exposure with as little as RM500. We speak to Mohsin Siddiqui, CEO of Wahed, about how the product works, how it stacks up against i-REITs, and whether being Shariah-compliant comes at the cost of returns.

Ringgit and Sense 2021: Important Lessons Of The Year

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