We delve into the financial mindset of young Malaysians with Peter Yong, Co-Founder and CEO of Mr. Money TV. We'll discuss whether it's fair to say they spend excessively and struggle to save against the backdrop of stagnating wages and rising living costs. We also dive into some very practical financial advice and the importance of the right mindset.

We delve into the financial mindset of young Malaysians with Peter Yong, Co-Founder and CEO of Mr. Money TV. We'll discuss whether it's fair to say they spend excessively and struggle to save against the backdrop of stagnating wages and rising living costs. We also dive into some very practical financial advice and the importance of the right mindset.

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Ringgit and Sense

We explore financial themes and help you make sense of the world of finance. From setting financial goals, managing finances, investing and understanding the various issues that affect our wallets. Ringgit and Sense wants to help you understand personal risk profiles, realistic investment horizons, retirement planning, managing education loans and health insurance plans, as well as breaking down the various personal finance products that are available.

Ringgit & Sense

Practical, Non-Judgemental Financial Advice For The Young

On Ringgit and Sense today we delve into the growing mountain of student debt. Dr. Amirul Rafiq Abu Rahim, a Research Associate at the Khazanah Research Institute, sheds light on whether tertiary education truly facilitates upward mobility, the disproportionate burden of educational debt on lower-income households,  and whether there is a case for universal student loan debt forgiveness.



Image Credit: shutterstock.com 

On Ringgit and Sense today we delve into the growing mountain of student debt. Dr. Amirul Rafiq Abu Rahim, a Research Associate at the Khazanah Research Institute, sheds light on whether tertiary education truly facilitates upward mobility, the disproportionate burden of educational debt on lower-income households,&nbsp; and whether there is a case for universal student loan debt forgiveness.Image Credit: shutterstock.com

Rising Student Loan Debt: Is It Worth It?

In the world of finance, there are often terms bandied about like preference shares, interest schemes and even cash trust. Lawyer Dr Seow Hock Peng, who is also Lecturer of Law at Tunku Abdul Rahman University of Management and Technology shares with us their differences, and how you should spot a red flag.

In the world of finance, there are often terms bandied about like preference shares, interest schemes and even cash trust. Lawyer Dr Seow Hock Peng, who is also Lecturer of Law&nbsp;at Tunku Abdul Rahman University of Management and Technology shares with us their differences, and how you should spot a red flag.

Making Sense Of The Types Of Shares 

Buy now pay later services have made it tempting to split a purchase into a few installments. But has it also given us a false sense of our purchasing power? 




Shereen Hazirah Hishamudin, Senior Research Associate, at Khazanah Research Institute joins us to discuss what are the consumer protection in place at the moment, who is more prone to the risks of falling into a cycle of high debt, whether it can serve as a safe borrowing channel. 




Khazanah research  recently published a report titled “The Financialisation of Our Lives” with the second chapter focusing on the rise of buy now pay later.

Image Credit: Shutterstock.com

Buy now pay later services have made it tempting to split a purchase into a few installments. But has it also given us a false sense of our purchasing power?&nbsp; Shereen Hazirah Hishamudin, Senior Research Associate, at Khazanah Research Institute joins us to discuss what are the consumer protection in place at the moment, who is more prone to the risks of falling into a cycle of high debt, whether it can serve as a safe borrowing channel.&nbsp; Khazanah research&nbsp; recently published a report titled “The Financialisation of Our Lives” with the second chapter focusing on the rise of buy now pay later. Image Credit: Shutterstock.com

Practical, Non-Judgemental Financial Advice For The Young

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