Today on Ringgit and Sense, Roshan gets into the Private Retirement Scheme, especially as the year ends and people look for ways to maximise their tax reliefs. However if you've already got EPF, do you need to lock up your money with a PRS as well?



Roshan gets into fees and competition for PRS funds, as well as a look at REITs as Manulife looks to Asia Pacific for its Reit funds.

Today on Ringgit and Sense, Roshan gets into the Private Retirement Scheme, especially as the year ends and people look for ways to maximise their tax reliefs. However if you've already got EPF, do you need to lock up your money with a PRS as well?

Roshan gets into fees and competition for PRS funds, as well as a look at REITs as Manulife looks to Asia Pacific for its Reit funds.

Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.

Ringgit and Sense

We explore financial themes and help you make sense of the world of finance. From setting financial goals, managing finances, investing and understanding the various issues that affect our wallets. Ringgit and Sense wants to help you understand personal risk profiles, realistic investment horizons, retirement planning, managing education loans and health insurance plans, as well as breaking down the various personal finance products that are available.

Ringgit & Sense

If You Have EPF, Do You Really Need PRS?

This week on Ringgit & Sense, producer Jake Lim speaks to Kevin Neoh, licensed financial planner and Head of Financial Planning at VKA Wealth Planners about budgeting in times of economic stress - even though we aren’t technically in a recession yet, the government has advised the people to spend cautiously. They’ll be discussing how to best do this!

Image Credit: Shutterstock

<ul><li>This week on Ringgit &amp; Sense, producer Jake Lim speaks to Kevin Neoh, licensed financial planner and Head of Financial Planning at VKA Wealth Planners about budgeting in times of economic stress - even though we aren’t technically in a recession yet, the government has advised the people to spend cautiously. They’ll be discussing how to best do this! Image Credit: Shutterstock</li></ul>

Economic Crisis: How Can We Budget For It?

This week on Ringgit & Sense, producer Jake Lim speaks to Yuvarajan Periyan, licensed financial planner and co-founder of Uno Advisers about young money in the wake of news of more younger people declaring bankruptcy in Malaysia. Jake will be asking Yuva about the allure of the ‘social media lifestyle’, why young investors might take excessive risk and more.

Image Credit: Shutterstock

<ul><li>This week on Ringgit &amp; Sense, producer Jake Lim speaks to Yuvarajan Periyan, licensed financial planner and co-founder of Uno Advisers about young money in the wake of news of more younger people declaring bankruptcy in Malaysia. Jake will be asking Yuva about the allure of the ‘social media lifestyle’, why young investors might take excessive risk and more. Image Credit: Shutterstock</li></ul>

Is Social Media Hurting the Finances of Young Malaysians?

This week on Ringgit & Sense, producer Jake Lim will be speaking to Datin Nor Hanifah Hashim, CEO & Head of Malaysia, Franklin Templeton about an investment asset that might be unfamiliar to some of our listeners: sukuk. They’ll be talking about what sukuk is, how they differ from regular bonds, whether it’s a good idea to have them in your portfolio, and more.

Image Credit: Shutterstock

This week on Ringgit &amp; Sense, producer Jake Lim will be speaking to Datin Nor Hanifah Hashim, CEO &amp; Head of Malaysia, Franklin Templeton about an investment asset that might be unfamiliar to some of our listeners: sukuk. They’ll be talking about what sukuk is, how they differ from regular bonds, whether it’s a good idea to have them in your portfolio, and more. Image Credit: Shutterstock

If You Have EPF, Do You Really Need PRS?

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