David Duley, founder of the Social Security Risk Score, joins Gary Garner and Vicki Miller to discuss the looming changes in Social Security benefits. They address concerns about the future of Social Security and the potential impact on retirees. They also explore the current state of Social Security and the projected insolvency of the trust fund. The conversation highlights the importance of understanding the potential risks and making informed decisions to protect retirement income. The Social Security Risk Score is introduced as a tool to help individuals assess their risk and plan accordingly. 

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