Conflicting headlines claim the market is rising and falling at the same time—so how do you stay steady when the noise gets loud? On this episode, Gary Garner and Vicki Miller break down why retirement success depends less on prediction and more on planning. They explore milestone ages, RMD realities, inflation pressures, and how shifts in life circumstances reshape long‑term strategy. With relatable stories and practical perspective, they invite listeners to refocus on what truly matters: building a retirement approach that aligns with their goals, time horizon, and lifestyle.