Turning 70 can bring financial decisions that may reshape the next chapter of retirement. Dan Groben and Phil Menard discuss preparing for required minimum distributions, managing potential tax surprises, and reviewing investment allocations. They also explore Roth conversions, realistic retirement spending, qualified charitable distributions, estate planning, and the importance of continually stress-testing a retirement strategy as life and expenses change.

Connect with Dan & Phil at Servant Advisors Group

Turning 70 can bring financial decisions that may reshape the next chapter of retirement. Dan Groben and Phil Menard discuss preparing for required minimum distributions, managing potential tax surprises, and reviewing investment allocations. They also explore Roth conversions, realistic retirement spending, qualified charitable distributions, estate planning, and the importance of continually stress-testing a retirement strategy as life and expenses change.
Connect with Dan &amp; Phil at&nbsp;<a href="https://servantadvisors.com/contact/">Servant Advisors Group</a>

Struggling to get the facts about your retirement plan? Do you need a source that doesn’t beat around the bush? Find the results you need with the “Retirement Results Podcast.”

With the “Retirement Results Podcast,” hosted by Dan Groben and Phil Menard of Servant Advisors Group, you’ll get the straight talk and valuable insight you need to craft your ideal retirement. From analyses of current financial trends to lighthearted and informed looks at the retirement news of the day, the “Retirement Results Podcast” is your next must-hear show. Listen and subscribe today!

Struggling to get the facts about your retirement plan? Do you need a source that doesn&rsquo;t beat around the bush? Find the results you need with the &ldquo;Retirement Results Podcast.&rdquo;
With the &ldquo;Retirement Results Podcast,&rdquo; hosted by Dan Groben and Phil Menard of Servant Advisors Group, you&rsquo;ll get the straight talk and valuable insight you need to craft your ideal retirement. From analyses of current financial trends to lighthearted and informed looks at the retirement news of the day, the &ldquo;Retirement Results Podcast&rdquo; is your next must-hear show. Listen and subscribe today!

Retirement Results Podcast

The Retirement Tax Surprises You Don’t Want at 70

Could one retirement tax decision today affect what you pay for Medicare tomorrow? Dan Groben and Phil Menard discuss year-end tax planning, including required minimum distributions, Roth conversions, and the potential impact of IRMAA surcharges. They explain why delaying a first RMD could result in two taxable distributions the following year and how additional income may affect Medicare Part B and Part D costs. Plus, they explore how Roth conversions can fit into a broader strategy for managing taxable retirement income.

Connect with Dan & Phil at Servant Advisors Group

Could one retirement tax decision today affect what you pay for Medicare tomorrow? Dan Groben and Phil Menard discuss year-end tax planning, including required minimum distributions, Roth conversions, and the potential impact of IRMAA surcharges. They explain why delaying a first RMD could result in two taxable distributions the following year and how additional income may affect Medicare Part B and Part D costs. Plus, they explore how Roth conversions can fit into a broader strategy for managing taxable retirement income.
Connect with Dan &amp; Phil at&nbsp;<a href="https://servantadvisors.com/contact/">Servant Advisors Group</a>

Could Your Retirement Income Trigger a Medicare Surprise?

Could playing it too safe actually put your retirement plan at risk? Dan Groben and Phil Menard to explore how fear can influence investment decisions, why overly conservative portfolios may struggle to keep pace with retirement income needs, and how interest rate risk can affect investments often viewed as safe. They also discuss balancing growth needs with personal risk tolerance and the importance of stress-testing a retirement strategy for the road ahead.

Connect with Dan & Phil at Servant Advisors Group

Could playing it too safe actually put your retirement plan at risk? Dan Groben and Phil Menard to explore how fear can influence investment decisions, why overly conservative portfolios may struggle to keep pace with retirement income needs, and how interest rate risk can affect investments often viewed as safe. They also discuss balancing growth needs with personal risk tolerance and the importance of stress-testing a retirement strategy for the road ahead.
Connect with Dan &amp; Phil at&nbsp;<a href="https://servantadvisors.com/contact/">Servant Advisors Group</a>

Can You Be Too Conservative in Retirement?

Ignoring a single Medicare notice could leave some retirees paying thousands more for prescription coverage. Dan Groben and Phil Menard discuss why so many Medicare beneficiaries automatically renew their coverage without reviewing yearly changes. They explain how Part D drug plans, deductibles, formularies, and premiums can shift from year to year, why the lowest monthly premium is not always the lowest overall cost, and how healthcare expenses fit into a broader retirement strategy. The conversation also highlights Medicare open enrollment and the importance of reviewing coverage before making annual decisions.

Connect with Dan & Phil at Servant Advisors Group

Ignoring a single Medicare notice could leave some retirees paying thousands more for prescription coverage. Dan Groben and Phil Menard discuss why so many Medicare beneficiaries automatically renew their coverage without reviewing yearly changes. They explain how Part D drug plans, deductibles, formularies, and premiums can shift from year to year, why the lowest monthly premium is not always the lowest overall cost, and how healthcare expenses fit into a broader retirement strategy. The conversation also highlights Medicare open enrollment and the importance of reviewing coverage before making annual decisions.
Connect with Dan &amp; Phil at&nbsp;<a href="https://servantadvisors.com/contact/">Servant Advisors Group</a>

The Retirement Tax Surprises You Don’t Want at 70

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