Could Your Retirement Income Trigger a Medicare Surprise?

Could one retirement tax decision today affect what you pay for Medicare tomorrow? Dan Groben and Phil Menard discuss year-end tax planning, including required minimum distributions, Roth conversions, and the potential impact of IRMAA surcharges. They explain why delaying a first RMD could result i…

The Retirement Tax Surprises You Don’t Want at 70

Turning 70 can bring financial decisions that may reshape the next chapter of retirement. Dan Groben and Phil Menard discuss preparing for required minimum distributions, managing potential tax surprises, and reviewing investment allocations. They also explore Roth conversions, realistic retirement…

Can You Be Too Conservative in Retirement?

Could playing it too safe actually put your retirement plan at risk? Dan Groben and Phil Menard to explore how fear can influence investment decisions, why overly conservative portfolios may struggle to keep pace with retirement income needs, and how interest rate risk can affect investments often …

Could Auto-Renewing Your Medicare Plan Cost You More?

Ignoring a single Medicare notice could leave some retirees paying thousands more for prescription coverage. Dan Groben and Phil Menard discuss why so many Medicare beneficiaries automatically renew their coverage without reviewing yearly changes. They explain how Part D drug plans, deductibles, fo…

Is Your Portfolio Ready for the Next Downturn?

What happens if a market downturn strikes just as you're relying on your retirement savings for income? Dan Groben and Phil Menard of Servant Advisors Group discuss how retirees can manage market volatility, inflation concerns, and bull market uncertainty without letting fear drive decisions. They …

The Retirement Mistakes You Can't Take Back

A single financial decision today could cost you hundreds of thousands of dollars in retirement. In this episode, Dan Groben and Phil Menard discuss retirement mistakes that can be difficult, or impossible, to reverse. They explore the long-term impact of early 401(k) withdrawals, oversized Roth co…

Are You Too Scared to Spend in Retirement?

Are you enjoying retirement less because you're afraid to spend the money you've worked so hard to save? Dan Groben and Phil Menard discuss why many retirees underspend despite having sufficient resources. They explore common warning signs, how inflation can distort perceptions about financial secu…

What Josh Allen Gets Right About Retirement Planning

On this episode of the Retirement Results Podcast, Dan Groben and Phil Menard discuss why a retirement plan should create flexibility, not just follow a rigid roadmap. Using comments from NFL quarterback Josh Allen about preparing for life after football, they explore building financial margin, pla…

The Retirement Risk Most People Never See Coming

What if the biggest threat to your retirement isn’t market volatility, but taxes quietly reducing your wealth year after year? Dan Groben and Phil Menard discuss why tax planning should begin long before retirement, the difference between tax preparation and tax strategy, and how tools like Roth co…

What Happens When Emotions Drive Your Investment Decisions?

What if the biggest threat to your retirement portfolio isn’t market volatility itself, but the emotional decisions it can trigger? Dan Groben speaks with special guest Brad Jenkins, Chief Investment Officer of MarketGuard, to discuss managing risk before market downturns occur. They explore why a …