Are you unknowingly putting your retirement at risk by relying on financial habits built during your working years? In this episode of Retirement Coffee Talk, financial expert Charisse Rivers breaks down the hidden dangers of "financial amnesia" and sequence of returns risk. Discover why transitioning from the accumulation phase to the decumulation phase requires a completely different strategy, how hidden fees in mutual funds and 401k rollovers can quietly drain your savings, and why a customized income plan in writing is essential to protect your lifestyle from market downturns.

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