The Hidden Expenses That Sneak Up on Retirees

What if the biggest threats to your retirement aren’t market swings—but the everyday costs no one warns you about? On this episode of the Retirement Coffee Talk podcast, Charisse Rivers breaks down the surprising expenses retirees often overlook, from Social Security taxes and Medicare penalties to…

Is Capping Social Security the Smart Fix—or a Distraction?

What if the Social Security plan you’re counting on isn’t as untouchable as you think? In this episode of the Retirement Coffee Talk Podcast, Charisse Rivers digs into renewed proposals to cap Social Security benefits and what those ideas really mean for individuals, couples, and future retirees. T…

Why Taking the “Wrong” Retirement Withdrawal Can Cost More Than You Think | New Social Security Ideas Keep Surfacing—Here’s Why

On this episode: Everyone says there’s a “right order” to take retirement income—but taxes can turn simple advice into an expensive mistake. You saved for decades—so why do so many retirees end up afraid to spend when it finally matters most? Like this episode?  Hit that Follow button and never mi…

Why “Buying the Dip” Can Work Against Retirees | The Retirement Costs Nobody Warns You About

On this episode: Waiting for the perfect market dip sounds smart—but for retirees, it can lead to missed growth and added risk.  Retiring into a down market isn’t just uncomfortable—it can permanently damage a retirement plan.  Taxes, Medicare penalties, medical costs, long‑term care, and everyday …

What Can Get in the Way of Your Retirement Timing

If you ask people preparing for retirement and those IN retirement the same question, you may get very different answers. That seems to be the case with retirement timing. Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and …

Avoid These 5 Mistakes Before Retirement

Charisse walks through five common mistakes she sees from people who try to handle retirement planning on their own. Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagr…

What Could You Find in Retirement That Would Give You “Sticker Shock?” | Are You Having a Hard Time Dealing with Inflation?

On this episode: The price of many products and services is up. How are you dealing with it in retirement? What are the hidden costs of retirement that may give you “Sticker Shock?” Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Cha…

What Is Your Measure of Stock Market Success? | The Secret to Retirement Happiness Many Have Discovered

On this episode: When you look at the stock market today, have you forgotten about the gains of the last 10 years? A new study that shows if retirees do THIS, they will enjoy retirement more. Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even mor…

Spreading Out Your Financial Risk Outside of the Stock Market | Is There a Sweet Spot When to Do a Roth Conversion? | The Mistakes Retirees Keep Repeating

On this episode: Finding a place for your money, IN and OUT of the stock market. When should you do your Roth conversion? The mistake retirees don’t seem to learn. Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team…

Interview with Curtis Wynn CEO of SECO Energy

SECO Energy CEO Curtis Wynn joins Charisse to explain why electric costs are rising, how Florida’s power grid works, and what growing demand from data centers and AI means for consumers. The conversation covers affordability, infrastructure planning, and practical ways households can reduce energy …