In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the various curveballs that can impact retirement planning, including financial instability, healthcare costs, taxes, inflation, and estate planning. He emphasizes the importance of having a flexible retirement plan that can adapt to life's unexpected challenges. The conversation also covers strategies to mitigate these risks, such as creating a realistic spending plan, considering long-term care insurance, and exploring Roth conversions to manage tax liabilities. Jon highlights the need for proactive planning to ensure a secure and fulfilling retirement.

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