



The New Age of Retirement: Embracing Change
On this edition of Retire Smart Maryland Radio, host Prashant Sabapathi starts the conversation exploring the evolving landscape of retirement, emphasizing the cultural shift in how individuals perceive and plan for retirement. With increased longevity, the discussion highlights the importance of p…

Retirement Challenges: Myths and Realities
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss critical aspects of retirement planning, focusing on common myths surrounding taxes, social security, and investing. They emphasize the importance of having a comprehensive financial plan that includes ma…

Retirement: The Importance of Planning
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabhapathi and Jon DeFeo discuss the critical aspects of retirement planning, focusing on the importance of understanding bond funds, redefining stability in retirement, and implementing effective tax strategies. They emphasize that tra…

The Essential Guide to Retirement Planning
In this episode, Jon DeFeo discusses the impact of market volatility on retirement planning. He emphasizes the importance of having a proactive financial plan that addresses income needs, investment risks, and the emotional aspects of retirement. The conversation covers strategies for transitioning…

200 Episodes of Insight: A Retirement Journey
In this milestone 200th episode of Retire Smart Maryland Radio, host Prashant Sabapathi reflects on the journey of the show, discussing the importance of clarity in retirement planning, the impact of mortgage rates on retirement decisions, and the bucket strategy for managing retirement funds. He a…

How Can Retirees Protect Their Income?
In this episode of Retire Smart Maryland Radio, host Prashant Sabapathi discusses the challenges retirees face in a high-debt environment, particularly with the national debt exceeding $38 trillion. He emphasizes the importance of strategic tax planning and income strategies to ensure financial sta…

Retire With Confidence: Key Insights
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the upcoming changes for retirement in 2026, including adjustments to Social Security, Medicare, and retirement account contributions. They emphasize the importance of transitioning from accumulation to d…

It has been A Year of Change in Retirement Planning Looking Ahead: What to Expect in 2026
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the significant changes in the financial landscape in 2025, including the impact of the One Big Beautiful Bill Act, interest rate cuts, and the rise of technology and AI. They also look ahead to 2026, emp…

Retirement Pitfalls: Key Missteps to Watch
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss critical missteps in retirement planning that can erode savings. They emphasize the importance of starting retirement savings early, managing expenses, and the risks of being overly conservative with inve…

Facing Retirement Fears: Financial Security Insights
In this conversation, Prashant Sabapathi and Jon Defeo discuss the critical fears retirees face regarding their financial security, emphasizing the importance of proactive financial planning to prevent the anxiety of running out of money. End of year Tax strategies will be on the table today so sta…