

Facing Retirement Fears: Financial Security Insights
In this conversation, Prashant Sabapathi and Jon Defeo discuss the critical fears retirees face regarding their financial security, emphasizing the importance of proactive financial planning to prevent the anxiety of running out of money. End of year Tax strategies will be on the table today so sta…

Retirement Stressors: A Comprehensive Guide
In this episode of Retire Smart Maryland Radio, Prashant Sabapathi discusses the various stressors retirees face today, including inflation, healthcare costs, emotional identity, market volatility, and social security uncertainties. He emphasizes the importance of having a solid financial plan that…

Retirement Planning: The Key to Financial Peace
This conversation emphasizes the critical importance of having a structured retirement plan to alleviate financial stress and ensure a secure future. The hosts, Prashant Sabapathi and Jon Defeo, discuss outdated retirement strategies, the significance of actively managing 401k accounts, and the co…

Smart Spending in Retirement: Overcoming Emotional Barriers
In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the importance of smart spending in retirement, addressing emotional blocks that high net worth individuals face when transitioning from saving to spending. He emphasizes the need for a solid financial plan that includes guardrails…

Mastering Retirement: The Five Pillars You Need
In this episode of Retire Smart Maryland Radio, Jon DeFeo and Prashant Sabapathi discuss the five essential pillars of retirement planning: income, taxes, investments, healthcare, and estate planning. They emphasize the importance of having a comprehensive strategy that addresses each of these area…

Beyond Dollars: The True Meaning of Legacy
In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the multifaceted nature of legacy planning, emphasizing that it extends beyond financial assets to include ethical wills and life lessons. The conversation covers essential topics such as estate planning, retirement income strategi…

Retire Smart: Setting the Tone for a New Life Chapter
On this edition of Retire Smart Maryland, host Jon Defeo dives into a conversation that explores the complexities of transitioning into retirement, focusing on the emotional, mental, and financial aspects of the first year. It highlights the overwhelming nature of this life reset and offers insight…

Maximizing Your Retirement Income
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the importance of proactive retirement planning. They emphasize the significance of understanding the income replacement ratio over merely focusing on a savings target. The conversation covers how to buil…

Gray Divorce!
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the complexities of navigating love and finances later in life, particularly in the context of gray divorce and second marriages. They explore the financial implications of these relationships, including …

Gen Xer's Are You Ready to Retire?
On this week's episode, Prashant Sabapathi discusses retirement planning for generation X. It includes the importance of income planning in retirement. Also on the show the role of tax efficiency and how important that is to your retirement savings. The show will cover healthcare and long-term care…