In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the importance of proactive retirement planning. They emphasize the significance of understanding the income replacement ratio over merely focusing on a savings target. The conversation covers how to build a comprehensive retirement plan that addresses individual needs, including income sources, tax planning, and lifestyle goals. The hosts encourage listeners to take action by scheduling complimentary consultations to assess their retirement readiness.

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