In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the evolution of retirement planning from the 1990s to today. They emphasize the need for modern strategies that account for changes in the market, inflation, and tax implications. The conversation covers outdated practices like the 4% rule, the importance of adapting to current economic conditions, and the benefits of dynamic planning. They also explore the differences between Roth and traditional IRAs, and how to navigate real-life retirement scenarios effectively.

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